0001193805-07-000625 Sample Contracts

SEPARATION AGREEMENT
Separation Agreement • March 1st, 2007 • First Niagara Financial Group Inc • Savings institutions, not federally chartered

WHEREAS, First Niagara Financial Group, Inc. (the “Company”), a Delaware corporation having its executive offices at 6950 South Transit Road, Lockport, New York, and Paul J. Kolkmeyer (“PJK”), an individual residing at 6960 Lockwood Court, Lockport, New York, are parties to a Restated Employment Agreement dated as of December 1, 2003 (the “Employment Agreement”); and

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