ING GROEP N.V., STICHTING ING AANDELEN, as Trustee AND JPMORGAN CHASE BANK, As Depositary AND HOLDERS OF AMERICAN DEPOSITARY RECEIPTS Amended and Restated Deposit Agreement Dated as of , 2013 to the Amended and Restated Deposit Agreement Dated as of...Deposit Agreement • February 8th, 2013 • JPMorgan Chase Bank, N.A. - ADR Depositary • Life insurance • New York
AMENDED AND RESTATED DEPOSIT AGREEMENT dated as of , 2013 among ING GROEP N.V., a Naamloze Vennootshap (public limited liability company) organized under the laws of The Netherlands and its successors (the "Company"), STICHTING ING AANDELEN, a Stichting (trust office) organized under the laws of The Netherlands (the "Trustee"), JPMORGAN CHASE BANK, a New York corporation, as depositary hereunder and any successor as depositary hereunder (the "Depositary") and all holders from time to time of American Depositary Receipts issued hereunder. The Company hereby appoints the Depositary as depositary for the Deposited Securities and hereby authorizes and directs the Depositary to act in accordance with the terms set forth in this Deposit Agreement. All capitalized terms used herein have the meanings ascribed to them in Article I or elsewhere in this Deposit Agreement.
