0001199835-09-000170 Sample Contracts

EMPLOYMENT AGREEMENT
Employment Agreement • April 15th, 2009 • Secured Financial Network, Inc. • Short-term business credit institutions • Florida

THIS AGREEMENT entered into and effective October 01, 2008, in Broward County, Florida, by and between Virtual Payment Solutions, Inc., (VPS) a Florida corporation with corporate offices at 1180 SW 36th Ave, Suite 204, Pompano Beach, FL 33069. (hereinafter referred to as "Employer") and, David Rappa an individual, residing at, 3005 Lake Shore Dr., Deerfield Beach, Fl 33442 (hereinafter referred to as "Employee"); (hereinafter sometimes collectively referred to as “Parties” or singularly as “party”).

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NATIONAL FINANCIAL COMMUNICATIONS CORP. CONSULTING AGREEMENT
Consulting Agreement • April 15th, 2009 • Secured Financial Network, Inc. • Short-term business credit institutions • Massachusetts

AGREEMENT made as of the 1st day of December, 2008 by Secured Financial Network., maintaining its principal offices at 1180 SW 36th Ave, Ste 204, Pompano Beach, FL 33069, (hereinafter referred to as "Client") and National Financial Communications Corp. DBA/ OTC Financial Network, a Commonwealth of Massachusetts corporation maintaining its principal offices at 300 Chestnut St, Suite 200, Needham, MA 02492 (hereinafter referred to as the "Company").

AMENDMENT NO. 1 TO CREDIT AND LOAN AGREEMENT
Credit and Loan Agreement • April 15th, 2009 • Secured Financial Network, Inc. • Short-term business credit institutions • Texas

This Amendment No. 1 to Credit and Loan Agreement (the “Amendment”), entered into as of December 10, 2008 (the “Effective Date”), by and between Secured Financial Network, Inc., a Nevada corporation (“SFNL”) and Commercial Holding, AG (“Lender”) amends that certain Credit and Loan Agreement dated as of April 7, 2008 (the “Credit Agreement”). Capitalized terms used, but not defined in this Amendment shall have the respective meaning given such terms in the Credit Agreement.

December 31, 2008
Collateral Agreement • April 15th, 2009 • Secured Financial Network, Inc. • Short-term business credit institutions

This document memorializes the agreement whereby Nutmeg, LLC agrees to accept the 2,975,000 collateral shares issued and held in escrow in conjunction with a $200,000 Secured Convertible Notes dated September 26, 2006 and a $97,500 Secured Convertible Note dated October 31, 2006 between Secured Financial Network, Inc. and The Nutmeg Group, L.L.C.

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