0001206774-05-000306 Sample Contracts

FOURTH AMENDMENT TO LOAN AGREEMENT
Loan Agreement • March 11th, 2005 • Summit Bancshares Inc /Tx/ • National commercial banks • Texas

THIS FOURTH AMENDMENT (“Fourth Amendment”) dated as of the 28th day of April, 2004, to the Loan Agreement (the “Loan Agreement”), made and entered into as of September 15, 2001, by and among SUMMIT BANCSHARES, INC., a Texas corporation, (hereinafter called “Borrower”), SUMMIT DELAWARE FINANCIAL CORPORATION, a Delaware corporation, (hereinafter called “SDFC”) and THE FROST NATIONAL BANK, a national banking association (hereinafter called “Lender”). All capitalized terms not otherwise defined herein shall have the meaning ascribed to each of them in the Loan Agreement.

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