0001206774-20-001151 Sample Contracts

FORM OF DEPOSIT AGREEMENT
Deposit Agreement • April 13th, 2020 • Southern First Bancshares Inc • National commercial banks

This DEPOSIT AGREEMENT (“Deposit Agreement”) is made and entered into as of , 20 , by and among Southern First Bancshares, Inc., a South Carolina corporation, , and all holders from time to time of Receipts (as hereinafter defined) issued hereunder.

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SUBORDINATED INDENTURE Dated as of , 20 Subordinated Debt Securities
Subordinated Indenture • April 13th, 2020 • Southern First Bancshares Inc • National commercial banks • New York
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