LOAN AGREEMENTLoan Agreement • January 3rd, 2024 • Southern First Bancshares Inc • National commercial banks • Texas
The undersigned, Southern First Bancshares, Inc., a South Carolina corporation (the “Borrower”), with its mailing address located at the address set forth on the signature pages hereof, has requested that TIB, National Association (the “Lender”) extend a loan (the “Loan”) to Borrower to be evidenced by Borrower’s promissory note dated of even date herewith, in the maximum stated principal sum of $15,000,000.00, payable to the order of Lender as therein specified (together with all renewals, extensions and rearrangements thereof, the “Note”). In consideration of Lender making the Loan, and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, Borrower agrees with Lender as follows:
Loan No. 40568 Pledge Agreement Date: As of December 28, 2023Pledge Agreement • January 3rd, 2024 • Southern First Bancshares Inc • National commercial banks • Texas
SECURED PARTY: TIB, NATIONAL ASSOCIATION 11701 Luna Road Farmers Branch, Texas 75234 BORROWER: SOUTHERN FIRST BANCSHARES, INC. 6 Verdae Boulevard Greenville, South Carolina 29607
