0001209286-18-000627 Sample Contracts

AMENDED AND RESTATED DISTRIBUTION AGREEMENT
Distribution Agreement • November 20th, 2018 • MEMBERS Horizon Variable Separate Account • Iowa

This Amended and Restated Distribution Agreement for Registered Annuity Contracts (the “Agreement”) is made effective as of September 27, 2018 by and between MEMBERS Life Insurance Company (“MLIC”), a stock life insurance company, and CUNA Brokerage Services, Inc. (“CBSI” and, with MLIC, the “Parties”), a registered broker-dealer.

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AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • November 20th, 2018 • MEMBERS Horizon Variable Separate Account

This Amendment (the “Amendment”) to the Participation Agreement dated October 1, 2015, as amended, by and among The Morgan Stanley Variable Insurance Fund, Inc. (“Fund”), formerly, the Universal Institutional Funds, Inc., Morgan Stanley Investment Management Inc. (“Adviser”), Morgan Stanley Distribution, Inc. (“Underwriter”), and MEMBERS Life Insurance Company (the “Company”) (the “Agreement”) is dated and effective as of October 15, 2018. Capitalized terms not otherwise defined herein are defined in the Agreement.

FIRST AMENDMENT TO THE FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • November 20th, 2018 • MEMBERS Horizon Variable Separate Account

THIS FIRST AMENDMENT (the “Amendment”) to the Fund Participation Agreement is made as of this 7th day of August, 2018 (the “Effective Date”), by and between MEMBERS LIFE INSURANCE COMPANY, COLUMBIA FUNDS VARIABLE INSURANCE TRUST, COLUMBIA MANAGEMENT INVESTMENT ADVISERS, LLC and COLUMBIA MANAGEMENT INVESTMENT DISTRIBUTORS, INC. (each a “Party” and collectively the “Parties”).

THE VANGUARD GROUP, INC. AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • November 20th, 2018 • MEMBERS Horizon Variable Separate Account

THIS AMENDMENT TO PARTICIPATION AGREEMENT (this “Amendment”), made as of this 5th day of October, 2018, is by and among VANGUARD VARIABLE INSURANCE FUND (hereinafter the “Fund”), a Delaware business trust, THE VANGUARD GROUP, INC. (hereinafter the “Sponsor”), a Pennsylvania corporation, VANGUARD MARKETING CORPORATION (hereinafter the “Distributor”), a Pennsylvania corporation, and MEMBERS LIFE INSURANCE COMPANY (hereinafter the “Company”), an Iowa corporation, on its own behalf and on behalf of each segregated asset account of the Company named in Schedule A to the Agreement as it may have been amended from time to time (each Account together with the above-named parties, the “parties”).

FIRST AMENDMENT TO THE FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • November 20th, 2018 • MEMBERS Horizon Variable Separate Account

THIS FIRST AMENDMENT (the “Amendment”) to the Fund Participation Agreement is made as of this 7th day of August, 2018 (the “Effective Date”), by and between MEMBERS LIFE INSURANCE COMPANY, COLUMBIA FUNDS VARIABLE SERIES TRUST II, COLUMBIA MANAGEMENT INVESTMENT ADVISERS, LLC and COLUMBIA MANAGEMENT INVESTMENT DISTRIBUTORS, INC. (each a “Party” and collectively the “Parties”).

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