CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH (I) NOT MATERIAL AND (II) WOULD BE COMPETITIVELY HARMFUL IF PUBLICLY DISCLOSED. THIS LOAN AGREEMENT AND PROMISSORY NOTE PROVIDES FOR SINGLE LUMP SUM OR “BALLOON”...Loan Agreement and Promissory Note • October 4th, 2023 • Value Exchange International, Inc. • Services-miscellaneous business services
THIS LOAN AGREEMENT AND PROMISSORY NOTE (the “Loan Agreement and Note”), dated and effective as of September 28, 2023 (“Effective Date”), is made by Alset International Limited, a Singapore corporation (hereinafter, known as “LENDER”) and Value Exchange International, Inc., a Nevada corporation (hereinafter, known as “BORROWER”). BORROWER and LENDER may also be individually known herein as a “Party” and collectively be known herein as “the Parties”.
