0001299933-06-002644 Sample Contracts

TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • April 13th, 2006 • ECC Capital CORP • Real estate investment trusts • New York

Amendment No. 4 dated as of April 7, 2006 (this “Amendment”), by and between MERRILL LYNCH BANK USA (the “Buyer”), ENCORE CREDIT CORP., (“ECC” and a “Seller”), ECC CAPITAL CORPORATION (“ECC Capital” and a “Seller”) and BRAVO CREDIT CORPORATION (“Bravo” and a “Seller”).

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