0001299933-06-005523 Sample Contracts

TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • August 18th, 2006 • ECC Capital CORP • Real estate investment trusts • New York

Amendment No. 13 dated as of August 15, 2006 (this “Amendment”), by and between CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Buyer”), ENCORE CREDIT CORP., (“ECC” and a “Seller”), ECC CAPITAL CORPORATION (“ECC Capital” and a “Seller”), BRAVO CREDIT CORPORATION (“Bravo” and a “Seller”, and together with ECC, ECC Capital and Bravo, the “Sellers”).

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TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • August 18th, 2006 • ECC Capital CORP • Real estate investment trusts • New York

Amendment No. 12 dated as of August 14, 2006 (this “Amendment”), by and between CREDIT SUISSE FIRST BOSTON MORTGAGE CAPITAL LLC (the “Buyer”), ENCORE CREDIT CORP., (“ECC” and a “Seller”), ECC CAPITAL CORPORATION (“ECC Capital” and a “Seller”), BRAVO CREDIT CORPORATION (“Bravo” and a “Seller”, and together with ECC, ECC Capital and Bravo, the “Sellers”).

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