0001324443-16-000242 Sample Contracts

INVESTMENT ADVISORY AGREEMENT
Investment Advisory Agreement • February 29th, 2016 • American Independence Funds Trust • Delaware

AGREEMENT made as of this 20th day of November, 2015, between RiskX Investments, LLC, a limited liability company organized under the laws of the State of Delaware (the “Adviser”), and American Independence Funds Trust, a business trust organized under the laws of the State of Delaware (the “Trust“).

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FORM OF INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • February 29th, 2016 • American Independence Funds Trust • New York

AGREEMENT made this _____ day of ______, 2015 by and between RiskX Investments, LLC (“Adviser”) and Fischer Francis Trees & Watts, Inc. (“FFTW (NY)”), a New York corporation and one of its affiliates, Fischer Francis Trees & Watts (“FFTW (UK)”), a corporate partnership organized under the laws of England & Wales (collectively referred to as the “Sub-Adviser”);

SHAREHOLDER SERVICES AGREEMENT
Shareholder Services Agreement • February 29th, 2016 • American Independence Funds Trust • New York

This Agreement is made as of _________________, 20__ amongst American Independence Funds Trust and Rx Funds Trust, each a Delaware statutory Trusts (together the “Trusts”), on behalf of each series set forth on Schedule A hereto, as amended from time to time (each, a “Fund”), and ___________________________ (the “Service Provider”).

EXPENSE LIMITATION AGREEMENT AMERICAN INDEPENDENCE FUNDS TRUST
Expense Limitation Agreement • February 29th, 2016 • American Independence Funds Trust

EXPENSE LIMITATION AGREEMENT, effective as of March 1, 2016, by and between RiskX Investments, LLC (the “Investment Adviser”) and American Independence Funds Trust (the “Trust”), a Delaware business trust, on behalf of each of the funds, listed on Exhibit A (each, a “Fund”).

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