CREDIT AGREEMENT dated as of September 30, 2016 among AMERICAN EQUITY INVESTMENT LIFE HOLDING COMPANY, The Lenders Party Hereto, JPMORGAN CHASE BANK, N.A., as Administrative Agent, SUNTRUST BANK, as Syndication Agent, and CITIBANK, N.A. and ROYAL BANK...Credit Agreement • October 3rd, 2016 • American Equity Investment Life Holding Co • Life insurance • New York
Page ARTICLE I Definitions 1 SECTION 1.01. Defined Terms 1 SECTION 1.02. Classification of Loans and Borrowings 29 SECTION 1.03. Terms Generally 30 SECTION 1.04. Accounting Terms 30 ARTICLE II The Credits 31 SECTION 2.01. Commitments 31 SECTION 2.02. Loans and Borrowings 31 SECTION 2.03. Requests for Borrowings 32 SECTION 2.04. Funding of Borrowings 33 SECTION 2.05. Interest Elections 33 SECTION 2.06. Termination and Reduction of Commitments; Increase of Commitments 34 SECTION 2.07. Repayment of Loans; Evidence of Debt 36 SECTION 2.08. Prepayment of Loans 37 SECTION 2.09. Fees 38 SECTION 2.10. Interest 38 SECTION 2.11. Alternate Rate of Interest 39 SECTION 2.12. Increased Costs 39 SECTION 2.13. Break Funding Payments 41 SECTION 2.14. Taxes 41 SECTION 2.15. Payments Generally; Pro Rata Treatment; Sharing of Set-offs 45 SECTION 2.16. Mitigation Obligations; Replacement of Lenders 46 SECTION 2.17. Defaulting Lenders 47 SECTION 2.18. Extension of Revolving Loans 48 ARTICLE III Representati
