0001352010-14-000039 Sample Contracts

100,000,000.00 REVOLVING CREDIT FACILITY CREDIT AGREEMENT by and among
Credit Agreement • September 15th, 2014 • EPAM Systems, Inc. • Services-computer programming services

THIS CREDIT AGREEMENT (as hereafter amended, the "Agreement") is dated as of September 12, 2014 and is made by and among EPAM SYSTEMS, INC., a Delaware corporation (the "Parent Company" or "Borrower"), each of the GUARANTORS (as hereinafter defined), the LENDERS (as hereinafter defined), and PNC BANK, NATIONAL ASSOCIATION, in its capacity as administrative agent for the Lenders under this Agreement (hereinafter referred to in such capacity as the "Administrative Agent").

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