0001354488-10-002901 Sample Contracts

LOAN MODIFICATION AGREEMENT
Loan Modification Agreement • September 14th, 2010 • Coffee Holding Co Inc • Beverages • New York

THIS LOAN MODIFICATION AGREEMENT, made as of July 22, 2010, by and between STERLING NATIONAL BANK, a national banking association, having an office located at 500 Seventh Avenue, New York, New York 10018 (hereinafter referred to as the “Bank” or “Secured Party”), and COFFEE HOLDING CO., INC. (“Coffee Holding”), a Nevada corporation, with its principal and executive offices located at 3475 Victory Boulevard, Staten Island, New York 10314 and ORGANIC PRODUCTS TRADING COMPANY LLC (“Organic Products”), a Delaware limited liability company, with its principal and executive offices located at 3475 Victory Boulevard, Staten Island, New York 10314, as co-borrowers (hereinafter collectively referred to as the “Borrower” or “Debtor”);

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Guarantee Agreement CORDAID – CHC Project number 102382
Agreement • September 14th, 2010 • Coffee Holding Co Inc • Beverages

Coffee producers groups are selected by CHC and presented to Cordaid by forwarding the pre-finance requests and CHC’s appraisals to Cordaid. After approval of Cordaid tri-partite contracts are set up by CHC. The following obligations of the producers groups will be included in the tri-partite contracts:

FIRST AMENDMENT TO LOAN AND SECURITY AGREEMENT
Loan and Security Agreement • September 14th, 2010 • Coffee Holding Co Inc • Beverages

Agreement dated July 23, 2010 between Sterling National Bank, a national banking association having an address at 500 Seventh Avenue, New York, New York 10018 (“Secured Party”) and Coffee Holding Co., Inc. a Nevada corporation and Organic Products Trading Company LLC, a Delaware limited liability company with its principal and executive offices located at 3475 Victor), Boulevard, Staten Island, New York 10314 (“Debtor”).

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