0001354488-12-006565 Sample Contracts

ROSENTHAL & ROSENTHAL, INC. NEW YORK, NY 10018
Financing Agreement • December 21st, 2012 • Zoom Telephonics, Inc. • Telephone & telegraph apparatus • New York

We have entered into a Financing Agreement dated on or about the date hereof (the Financing Agreement, as amended and supplemented, shall be referred to hereinafter as the “Financing Agreement”) among Rosenthal & Rosenthal, Inc., as Lender (hereinafter referred to as “us”, “we”, “our” and like terms), and Zoom Telephonics, Inc., as Borrower (hereinafter referred to as “you”) pursuant to which you have incurred Obligations (as defined in the Financing Agreement).

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ROSENTHAL & ROSENTHAL, INC. Financing Agreement
Financing Agreement • December 21st, 2012 • Zoom Telephonics, Inc. • Telephone & telegraph apparatus • New York

AGREEMENT dated December 18, 2012 between Zoom Telephonics, Inc. ("Borrower"), a Corporation duly organized and presently existing in good standing under the laws of the State of Delaware whose chief executive office is at 207 South Street, Boston, MA 02111, and ROSENTHAL & ROSENTHAL, INC. ("Lender"), a New York corporation with an address at 1370 Broadway, New York NY 10018.

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