0001354488-15-001406 Sample Contracts

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PREPAID CARD ISSUER & PROGRAM MANAGEMENT AGREEMENT
Program Management Agreement • March 30th, 2015 • Payment Data Systems Inc • Functions related to depository banking, nec • New York

This Prepaid Card Issuer & Program Management Agreement (the “Agreement”) dated as of December 11, 2014 (the “Effective Date”) is entered into by and between FiCentive, Inc., a Nevada Corporation, whose address is 12500 San Pedro, Suite 120, San Antonio, Texas 78216 (“Program Manager”) and Metropolitan Commercial Bank, whose address is 99 Park Ave., New York, NY 10016 (“Issuer” and/or “Bank”). Each may be referred to herein as a “Party” or collectively as “Parties”.

FOURTH AMENDMENT TO STANDARD OFFICE LEASE
Standard Office Lease • March 30th, 2015 • Payment Data Systems Inc • Functions related to depository banking, nec

This Fourth Amendment to Standard Office Lease (the "Amendment") is entered into between DOMICELIO OC, LLC, a Texas limited liability company ("Landlord"), as successor-in-interest to Frost National Bank, and PAYMENT DATA SYSTEMS, INC., a Nevada corporation ("Tenant"), dated effective as of February 2._ 2015 (the "Effective Date").

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