0001398344-10-000550 Sample Contracts

INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 30th, 2010 • Wilshire Mutual Funds Inc • California

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the 19th day of September, 2007 by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and Ranger Investment Management, L.P., a registered investment adviser (“Sub-Adviser”).

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SPECIAL CUSTODY ACCOUNT AGREEMENT
Special Custody Account Agreement • April 30th, 2010 • Wilshire Mutual Funds Inc • New York

AGREEMENT (this “Agreement”), dated as of November 9, 2007, by and among CUSTODIAL TRUST COMPANY, in its capacity as Custodian hereunder (“Custodian”), WILSHIRE MUTUAL FUNDS, INC., a corporation organized and existing under the laws of the State of Maryland and registered as an open-end management investment company under the Investment Company Act of 1940, acting with respect to and on behalf of WILSHIRE LARGE CAP CORE 130/30 FUND (“Customer”) and BEAR, STEARNS SECURITIES CORP. (“Broker”).

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • April 30th, 2010 • Wilshire Mutual Funds Inc

EXPENSE LIMITATION AGREEMENT (the “Agreement”), effective as of May 1, 2010 by and between Wilshire Associates Incorporated, a California corporation (the “Adviser”) and Wilshire Mutual Funds, Inc. (the “Company”), on behalf of the Wilshire Large Cap Core 130/30 Fund (the “Fund”).

AMENDMENT NO. ONE to the INVESTMENT SUB-ADVISORY AGREEMENT between LOS ANGELES CAPITAL MANAGEMENT AND EQUITY RESEARCH, INC. And WILSHIRE ASSOCIATES INCORPORATED
Sub-Advisory Agreement • April 30th, 2010 • Wilshire Mutual Funds Inc

This is Amendment Number One to the Investment Sub-Advisory Agreement between Los Angeles Capital Management and Equity Research, Inc. (“Sub-Adviser”) and Wilshire Associates Incorporated (“Adviser”) dated April 1, 2002 (the “Agreement”). The parties hereby agree to amend the Agreement as follows:

NOVATION AND TRANSFER AGREEMENT
Novation and Transfer Agreement • April 30th, 2010 • Wilshire Mutual Funds Inc • New York

THIS NOVATION AND TRANSFER AGREEMENT (this “Agreement”), dated as of April 2, 2009, is made among Custodial Trust Company (“CTC”), JPMorgan Chase Bank, N.A. (“JPM”), J.P. Morgan Clearing Corp. (“Broker”) and the undersigned customer of Broker (“Customer”).

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