0001398344-14-002419 Sample Contracts

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • April 29th, 2014 • Wilshire Variable Insurance Trust

EXPENSE LIMITATION AGREEMENT (the “Agreement”), effective as of May 1, 2014 by and between Wilshire Associates Incorporated, a California corporation (the “Adviser”) and Wilshire Variable Insurance Trust (the “Trust”), on behalf of the Wilshire 2015 ETF Fund, Wilshire 2025 ETF Fund and Wilshire 2035 ETF Fund (each a “Fund” and collectively, the “Funds”).

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MANAGEMENT FEE WAIVER AGREEMENT
Management Fee Waiver Agreement • April 29th, 2014 • Wilshire Variable Insurance Trust

MANAGEMENT FEE WAIVER AGREEMENT (the “Agreement”), effective as of May 1, 2014 by and between Wilshire Associates Incorporated, a California corporation (the “Adviser”) and Wilshire Variable Insurance Trust (the “Trust”) on behalf of the Small Cap Fund and the International Equity Fund (each a “Fund” and collectively, the “Funds”).

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