0001398344-15-002785 Sample Contracts

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • April 29th, 2015 • Wilshire Variable Insurance Trust

EXPENSE LIMITATION AGREEMENT (the “Agreement”), effective as of May 1, 2015 by and between Wilshire Associates Incorporated, a California corporation (the “Adviser”) and Wilshire Variable Insurance Trust (the “Trust”), on behalf of the Wilshire 2015 ETF Fund, Wilshire 2025 ETF Fund and Wilshire 2035 ETF Fund (each a “Fund” and collectively, the “Funds”).

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FIRST AMENDMENT TO INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 29th, 2015 • Wilshire Variable Insurance Trust

THIS AMENDMENT dated as of August ____, 2014 (the “Effective Date”), amends the Investment Sub-Advisory Agreement dated May 20, 2014 (as it may be further amended, restated and/or supplemented from time to time, the “Agreement”) by and between Wilshire Associates Incorporated (the “Adviser”) and Guggenheim Partners Investment Management, LLC (the “Sub-Adviser”) with respect to the Wilshire Variable Insurance Trust Funds (the “Fund”).

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