0001398344-16-012632 Sample Contracts

INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 29th, 2016 • Wilshire Mutual Funds Inc • Delaware

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the 28th day of March, 2016 (the “Effective Date”) by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and Guggenheim Partners Investment Management, LLC, a registered investment adviser (“Sub-Adviser”).

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INVESTMENT SUB-ADVISORY AGREEMENT
Investment Sub-Advisory Agreement • April 29th, 2016 • Wilshire Mutual Funds Inc • California

This Investment Sub-Advisory Agreement (“Agreement”) is made as of the 28th day of March, 2016 (the “Effective Date”) by and between Wilshire Associates Incorporated, a California corporation (“Adviser”), and DoubleLine Capital LP, a registered investment adviser (“Sub-Adviser”).

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • April 29th, 2016 • Wilshire Mutual Funds Inc

EXPENSE LIMITATION AGREEMENT (the “Agreement”), effective as of May 1, 2016 by and between Wilshire Associates Incorporated, a California corporation (the “Adviser”) and Wilshire Mutual Funds, Inc. (the “Company”), on behalf of the Wilshire International Equity Fund (the “Fund”).

EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • April 29th, 2016 • Wilshire Mutual Funds Inc

EXPENSE LIMITATION AGREEMENT (the “Agreement”), effective as of May 1, 2016 by and between Wilshire Associates Incorporated, a California corporation (the “Adviser”) and Wilshire Mutual Funds, Inc. (the “Company”) on behalf of the Small Company Growth Portfolio and the Small Company Value Portfolio (each a “Fund” and collectively, the “Funds”).

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