0001415889-11-000928 Sample Contracts

Re: Agreement and Plan of Merger by and between First PacTrust Bancorp, Inc. (“Buyer”) and Beach Business Bank (the “Company”)
Merger Agreement • September 2nd, 2011 • First Pactrust Bancorp Inc • National commercial banks • California

In consideration of the expenses and other obligations Buyer will incur in connection with the Agreement and Plan of Merger, by and between Buyer and the Company, dated as of August 30, 2011 (as may be amended, amended and restated or otherwise modified from time to time, the “Merger Agreement”), and in order to induce Buyer to execute the Merger Agreement and to proceed to incur such expenses, ________________________________________________________________________________________________________________________________________________________________________________________________________________________ (“Shareholder”) hereby agrees as follows (capitalized terms used and not defined herein shall have the meaning given such terms in the Merger Agreement):

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AGREEMENT AND PLAN OF MERGER by and between FIRST PACTRUST BANCORP, INC. and BEACH BUSINESS BANK Dated as of August 30, 2011
Merger Agreement • September 2nd, 2011 • First Pactrust Bancorp Inc • National commercial banks • California

Agreement and Plan of Merger (“Agreement”), dated as of August 30, 2011, by and among First PacTrust Bancorp, Inc., a Maryland corporation (“Parent”) and Beach Business Bank, a California corporation (“Company”). Certain capitalized terms have the meanings given to such terms in Article I.

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