DATED THIS 16TH DAY OF NOVEMBER 2011 TRIO-TECH INTERNATIONAL PTE LTD as Borrower IFS CAPITAL LIMITED as Lender US$1,875,000 TERM LOAN FACILITY AGREEMENT One Legal LLC Advocates & Solicitors #02-02/12UICBuilding Singapore 068808Term Loan Facility Agreement • February 14th, 2012 • Trio Tech International • Special industry machinery, nec
