0001420811-19-000148 Sample Contracts

LENDER JOINDER AGREEMENT
Lender Joinder Agreement • November 7th, 2019 • On Deck Capital, Inc. • Finance services • New York

This LENDER JOINDER AGREEMENT (this "Agreement"), dated as of July 19, 2019, to the Credit Agreement (as defined below) is by and among the Lender party hereto (the "New Lender"), ON DECK CAPITAL, INC., a Delaware corporation (the "Borrower") and SUNTRUST BANK, as administrative agent (in such capacity, the "Administrative Agent") for the Lenders. Capitalized terms used herein and not otherwise defined shall have the meanings set forth in the Credit Agreement (as defined below).

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CREDIT AGREEMENT dated as of January 28, 2019 among ON DECK CAPITAL, INC.,
Credit Agreement • November 7th, 2019 • On Deck Capital, Inc. • Finance services • New York

This CREDIT AGREEMENT, dated as of January 28, 2019, is entered into by and among ON DECK CAPITAL, INC., a Delaware corporation (“Company”), the Lenders party hereto from time to time and SUNTRUST BANK, as Administrative Agent for the Revolving Lenders (in such capacity, “Administrative Agent”) and as Collateral Agent for the Secured Parties (in such capacity, “Collateral Agent”).

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