0001437749-20-024394 Sample Contracts

FOURTH AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • November 24th, 2020 • Natural Grocers by Vitamin Cottage, Inc. • Retail-grocery stores • New York

This CREDIT AGREEMENT is entered into as of January 28, 2016 among VITAMIN COTTAGE NATURAL FOOD MARKETS, INC., a Colorado corporation (the “Borrower”), the Guarantors (defined herein), the Lenders (defined herein) and BANK OF AMERICA, N.A., as Administrative Agent, Swing Line Lender and L/C Issuer.

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