0001464343-10-000009 Sample Contracts

FIRST AMENDMENT TO LOAN AND SECURITY AGREEMENT
Loan and Security Agreement • March 5th, 2010 • CompuCredit Holdings Corp • Personal credit institutions • Maryland

THIS FIRST AMENDMENT TO LOAN AND SECURITY AGREEMENT (the “Amendment”) is made as of April 18, 2008 by and between JRAS, LLC, a Georgia limited liability company (“Borrower”), PERIMETER INVESTMENT SOLUTIONS, LLC (“Perimeter”), JJG, LLC (“JJG”), SOUTHERN CRESCENT FINANCE, LLC (“Southern”), JRAS OF SOUTH CAROLINA, LLC (“JRAS South Carolina”), JRAS OF TENNESSEE, LLC (“JRAS Tennessee”), JRAS OF FLORIDA, LLC (“JRAS Florida”), JRAS OF ALABAMA, LLC (“JRAS Alabama”) and JAMES SCHRULL (“Schrull”, and together with Perimeter, JJG, Southern, JRAS South Carolina, JRAS Tennessee, JRAS Florida and JRAS Alabama, the “Guarantors”) and CAPITALSOURCE FINANCE LLC (“Lender”).

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Acceptance Purchase Agreement • March 5th, 2010 • CompuCredit Holdings Corp • Personal credit institutions • Maryland
AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT JRAS, LLC As Borrower JAMES SCHRULL, PERIMETER INVESTMENT SOLUTIONS, LLC JJG, LLC, SOUTHERN CRESCENT FINANCE, LLC, JRAS OF SOUTH CAROLINA, LLC, JRAS OF TENNESSEE, LLC, JRAS OF FLORIDA, LLC, AND JRAS OF...
Loan and Security Agreement • March 5th, 2010 • CompuCredit Holdings Corp • Personal credit institutions • Maryland

THIS AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT is entered into on November 19, 2007 between CAPITALSOURCE FINANCE LLC, a Delaware limited liability company (“Lender”), JRAS, LLC, a Georgia limited liability company (“Borrower”), and JAMES SCHRULL (“Schrull”), PERIMETER INVESTMENT SOLUTIONS, LLC (“Perimeter”), JJG, LLC (“JJG”), SOUTHERN CRESCENT FINANCE, LLC (“Southern”), JRAS OF SOUTH CAROLINA, LLC (“JRAS South Carolina”), JRAS OF TENNESSEE, LLC (“JRAS Tennessee”), JRAS OF FLORIDA, LLC (“JRAS Florida”), and JRAS OF ALABAMA, LLC (“JRAS Alabama”, and together with Schrull, Perimeter, JJG, Southern, JRAS South Carolina, JRAS Tennessee, JRAS Florida, JRAS Alabama, the “Guarantors”).

FOURTH AMENDMENT TO LOAN AND SECURITY AGREEMENT
Loan and Security Agreement • March 5th, 2010 • CompuCredit Holdings Corp • Personal credit institutions • Maryland

THIS FOURTH AMENDMENT TO LOAN AND SECURITY AGREEMENT (the “Amendment”) is made as of January 22, 2010 by and between JRAS, LLC, a Georgia limited liability company (“Borrower”), PERIMETER INVESTMENT SOLUTIONS, LLC (“Perimeter”), JJG, LLC (“JJG”), SOUTHERN CRESCENT FINANCE, LLC (“Southern”), JRAS OF SOUTH CAROLINA, LLC (“JRAS South Carolina”), JRAS OF TENNESSEE, LLC (“JRAS Tennessee”), JRAS OF FLORIDA, LLC (“JRAS Florida”), JRAS OF ALABAMA, LLC (“JRAS Alabama”) and JAMES SCHRULL (“Schrull”, and together with Perimeter, JJG, Southern, JRAS South Carolina, JRAS Tennessee, JRAS Florida and JRAS Alabama, the “Guarantors”) and CAPITALSOURCE FINANCE LLC, a Delaware limited liability company (“CapitalSource”), as agent for CAPITALSOURCE BANK, a California industrial bank (the “Lender”).

SECOND AMENDMENT TO LOAN AND SECURITY AGREEMENT
Loan and Security Agreement • March 5th, 2010 • CompuCredit Holdings Corp • Personal credit institutions • Maryland

THIS SECOND AMENDMENT TO LOAN AND SECURITY AGREEMENT (the “Amendment”) is made as of September 11, 2008 by and between JRAS, LLC, a Georgia limited liability company (“Borrower”), PERIMETER INVESTMENT SOLUTIONS, LLC (“Perimeter”), JJG, LLC (“JJG”), SOUTHERN CRESCENT FINANCE, LLC (“Southern”), JRAS OF SOUTH CAROLINA, LLC (“JRAS South Carolina”), JRAS OF TENNESSEE, LLC (“JRAS Tennessee”), JRAS OF FLORIDA, LLC (“JRAS Florida”), JRAS OF ALABAMA, LLC (“JRAS Alabama”) and JAMES SCHRULL (“Schrull”, and together with Perimeter, JJG, Southern, JRAS South Carolina, JRAS Tennessee, JRAS Florida and JRAS Alabama, the “Guarantors”) and CAPITALSOURCE FINANCE LLC, a Delaware limited liability company (“CapitalSource”), as agent for CAPITALSOURCE BANK, a California industrial bank (the “Lender”).

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