AMENDMENT NO. 4 Dated as of June 29, 2020 to SECOND AMENDED AND RESTATED CREDIT AGREEMENT Dated as of April 28, 2014Credit Agreement • July 6th, 2020 • Quad/Graphics, Inc. • Commercial printing • New York
Contract Type FiledJuly 6th, 2020 Company Industry JurisdictionTHIS AMENDMENT NO. 4 (“Amendment”) is made as of June 29, 2020 (the “Amendment No. 4 Effective Date”) by and among Quad/Graphics, Inc., as the Borrower (the “Borrower”), the “Lenders” listed on the signature pages hereof and JPMorgan Chase Bank, N.A., as the Administrative Agent (the “Administrative Agent”), under that certain Second Amended and Restated Credit Agreement, dated as of April 28, 2014, by and among the Borrower, the financial institutions parties thereto as “Lenders” and the Administrative Agent (as amended, restated, supplemented or otherwise modified from time to time prior to the date hereof, the “Existing Credit Agreement”). Unless otherwise noted, capitalized terms used herein and not otherwise defined herein shall have the respective meanings given to them in the Amended Credit Agreement referenced below.