0001564590-17-001051 Sample Contracts

CLIFTON SAVINGS BANK EMPLOYMENT AGREEMENT
Employment Agreement • February 7th, 2017 • Clifton Bancorp Inc. • Savings institution, federally chartered • New Jersey

This AGREEMENT (“Agreement”) originally entered into as of January 1, 2014, amended and restated in its entirety effective June 25, 2014, subsequently amended on January 1, 2016 and hereby amended and restated in its entirety effective January 1, 2017 by and between Clifton Savings Bank, a federally-chartered financial institution (the “Bank”), with its principal offices at 1433 Van Houten Avenue, Clifton, New Jersey, 07015, PAUL M. AGUGGIA (“Executive”) and Clifton Bancorp Inc., a Maryland corporation (the “Company”) solely as guarantor of the Bank’s obligations hereunder.

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CLIFTON BANCORP INC. EMPLOYMENT AGREEMENT
Employment Agreement • February 7th, 2017 • Clifton Bancorp Inc. • Savings institution, federally chartered • New Jersey

This AGREEMENT (“Agreement”) originally entered into effective June 25, 2014, subsequently amended on January 1, 2016 and hereby amended and restated hereby in its entirety effective January 1, 2017 by and between Clifton Bancorp Inc., a Maryland corporation (the “Company”) and the holding company for Clifton Savings Bank, with its principal offices at 1433 Van Houten Avenue, Clifton, New Jersey 07015, and PAUL M. AGUGGIA (“Executive”). Any reference to the “Bank” in this Agreement shall mean Clifton Savings Bank or any successor to Clifton Savings Bank.

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