0001564590-17-002594 Sample Contracts

PRIMERICA, INC. PERFORMANCE STOCK UNIT AWARD AGREEMENT
Performance Stock Unit Award Agreement • February 27th, 2017 • Primerica, Inc. • Life insurance • Delaware

Primerica, Inc. (“Primerica”) hereby grants to [NAME] (the “Participant”) performance-based Stock Units pursuant to the Primerica, Inc. Amended and Restated 2010 Omnibus Incentive Plan (the “Plan”), subject to the conditions and restrictions detailed below (the “Performance Stock Units”). Terms applicable to the Performance Stock Units are contained in the Plan and in this Performance Stock Unit Award Agreement (the “Agreement”). Capitalized terms not defined herein shall have the meaning assigned to such terms in the Plan.

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PRIMERICA, INC. EMPLOYEE RESTRICTED STOCK UNIT AWARD AGREEMENT
Employee Restricted Stock Unit Award Agreement • February 27th, 2017 • Primerica, Inc. • Life insurance • Delaware

Primerica, Inc. (“Primerica”) hereby grants to [NAME] (the “Participant”) Stock Units (the “Restricted Stock Units”) pursuant to the Primerica, Inc. Amended and Restated 2010 Omnibus Incentive Plan (the “Plan”), subject to the conditions and restrictions detailed in the Plan and in this Employee Restricted Stock Unit Award Agreement (the “Award Agreement”). Terms applicable to the Restricted Stock Units are contained in the Plan and in this Award Agreement (the “Agreement”). Capitalized terms not defined herein shall have the meaning assigned to such terms in the Plan.

PRIMERICA, INC. Nonqualified Stock Option Award Agreement
Nonqualified Stock Option Award Agreement • February 27th, 2017 • Primerica, Inc. • Life insurance • Delaware

Primerica, Inc. (“Primerica”) hereby grants to [NAME] (the “Participant”) Non-Qualified Stock Options (the “Options”) pursuant to the Primerica, Inc. Amended and Restated 2010 Omnibus Incentive Plan (the “Plan”), subject to the conditions and restrictions detailed in the Plan and in this Nonqualified Stock Option Award Agreement (the “Award Agreement”). Terms applicable to the Options are contained in the Plan and in this Award Agreement (the “Agreement”). Capitalized terms not defined herein shall have the meaning assigned to such terms in the Plan.

COINSURANCE AMENDING AGREEMENT
Coinsurance Amending Agreement • February 27th, 2017 • Primerica, Inc. • Life insurance • Ontario

THIS COINSURANCE AMENDING AGREEMENT is effective as of October 20, 2016, between PRIMERICA LIFE INSURANCE COMPANY OF CANADA, a life insurance company incorporated under the Insurance Companies Act (Canada) (together with its successors and permitted assigns, the “Ceding Company”), MUNICH RE LIFE INSURANCE COMPANY OF VERMONT, a reinsurance company formerly known as Financial Reassurance Company 2010, Ltd. which is registered as a special purpose financial captive insurance company pursuant to Chapter 141, Title 8 of the Vermont Statutes Annotated (together with its successors and permitted assigns, the “Reinsurer”) and, solely for purposes of paragraph 2 hereof, Munich-American Holding Corporation, a Delaware corporation (“MAHC”).

AMENDED AND RESTATED 80% COINSURANCE AGREEMENT by and between PRIMERICA LIFE INSURANCE COMPANY (the “Ceding Company”) and PECAN RE INC. (the “Reinsurer”) Dated March 31, 2016
80% Coinsurance Agreement • February 27th, 2017 • Primerica, Inc. • Life insurance • Massachusetts

This AMENDED AND RESTATED 80% COINSURANCE AGREEMENT (together with the Exhibits hereto, this “Agreement”) is made on this March 31, 2016 (the “Restatement Date”) by and between PRIMERICA LIFE INSURANCE COMPANY, a stock life insurance company domiciled in the Commonwealth of Massachusetts (together with its successors and permitted assigns, the “Ceding Company”) and PECAN RE INC., a special purpose financial insurance company organized under Section 6048f of Title 8 of the Vermont Statutes Annotated (together with its successors and permitted assigns, the “Reinsurer”), and hereby amends and restates in its entirety that certain 80% Coinsurance Agreement, dated as of March 31, 2010, by and between the Ceding Company and Prime Re (as defined below) (the “Original Agreement”).

AMENDED AND RESTATED 80% COINSURANCE TRUST AGREEMENT Dated as of March 31, 2016 among
80% Coinsurance Trust Agreement • February 27th, 2017 • Primerica, Inc. • Life insurance • Massachusetts

This AMENDED AND RESTATED 80% COINSURANCE TRUST AGREEMENT (together with any and all exhibits, this “Agreement”) dated March 31, 2016, is made by and among Pecan Re Inc., a special purpose financial insurance company organized under Section 6048f of Title 8 of the Vermont Statutes Annotated (the “Grantor”), Primerica Life Insurance Company, a Massachusetts-domiciled stock life insurance company (the “Beneficiary”), and The Bank of New York Mellon, a banking corporation organized under the laws of the State of New York, as trustee (in such capacity, the “Trustee”) (the Grantor, the Beneficiary and the Trustee are hereinafter each sometimes referred to individually as a “Party” and collectively as the “Parties”), and hereby amends and restates in its entirety that certain 80% Coinsurance Trust Agreement, dated as of March 29, 2010, by and among the Parties.

COINSURANCE AMENDING AGREEMENT
Coinsurance Amending Agreement • February 27th, 2017 • Primerica, Inc. • Life insurance • Ontario
MONITORING AND REPORTING AGREEMENT
Monitoring and Reporting Agreement • February 27th, 2017 • Primerica, Inc. • Life insurance • Massachusetts

This MONITORING AND REPORTING AGREEMENT, dated as of March 31, 2016 (this “Agreement”) is entered into by and among Primerica Life Insurance Company, a Massachusetts life insurance company (“PLIC”) and Pecan Re Inc., a special purpose financial insurance company organized under Section 6048f of Title 8 of the Vermont Statutes Annotated (“Pecan Re”).

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