0001564590-19-004884 Sample Contracts

LIVE OAK BANCSHARES, INC. RESTRICTED STOCK UNIT AWARD AGREEMENT
Restricted Stock Unit Award Agreement • February 27th, 2019 • Live Oak Bancshares, Inc. • State commercial banks • North Carolina

THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of February 11, 2019 (the “Date of Grant”), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the “Company”), and M. Huntley Garriott (the “Grantee”). This Agreement sets forth the terms and conditions associated with the Company’s award to Grantee of restricted stock units payable as described below in shares of Common Stock pursuant to the Company’s 2015 Omnibus Stock Incentive Plan (as amended from time to time, the “Plan”). Capitalized terms not explicitly defined in this Agreement but defined in the Plan will have the meanings ascribed to them under the Plan.

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LIVE OAK BANCSHARES, INC. PERFORMANCE RESTRICTED STOCK UNIT AWARD AGREEMENT
Performance Restricted Stock Unit Award Agreement • February 27th, 2019 • Live Oak Bancshares, Inc. • State commercial banks • North Carolina

THIS PERFORMANCE RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of May 14, 2018 (the “Date of Grant”), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the “Company”), and Susan N. Janson (the “Grantee”). This Agreement sets forth the terms and conditions associated with the Company’s award to Grantee of restricted stock units payable as described below in shares of Common Stock pursuant to the Company’s 2015 Omnibus Stock Incentive Plan (as amended from time to time, the “Plan”). Capitalized terms not explicitly defined in this Agreement but defined in the Plan will have the meanings ascribed to them under the Plan.

nCino Renewal Amendment
Live Oak Bancshares, Inc. • February 27th, 2019 • State commercial banks

This nCino Renewal Amendment (“Amendment”) is effective as of the la test signature date below, and amends the nCino, LLC Software Service Agreement (“Agreement”) by and between nCino, Inc. (“nCino”) and Live Oak Banking Company (“Subscriber”). Capitalized terms used but not otherwise defined in this Amendment shall have the meanings assigned to them in the Agreement.

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