0001564590-20-007489 Sample Contracts

PRIMERICA, INC. PERFORMANCE STOCK UNIT AWARD AGREEMENT
Performance Stock Unit • February 28th, 2020 • Primerica, Inc. • Life insurance • Delaware

Primerica, Inc. (“Primerica”) hereby grants to [NAME] (the “Participant”) performance-based Stock Units pursuant to the Primerica, Inc. Second Amended and Restated 2010 Omnibus Incentive Plan (the “Plan”), subject to the conditions and restrictions detailed below (the “Performance Stock Units”). Terms applicable to the Performance Stock Units are contained in the Plan and in this Performance Stock Unit Award Agreement (the “Agreement”). Capitalized terms not defined herein shall have the meaning assigned to such terms in the Plan.

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PRIMERICA, INC. RESTRICTED STOCK UNIT AWARD AGREEMENT
Restricted Stock Unit Award Agreement • February 28th, 2020 • Primerica, Inc. • Life insurance • Delaware

Primerica, Inc. (“Primerica”) hereby grants to [NAME] (the “Participant”) Stock Units pursuant to the Primerica, Inc. Second Amended and Restated 2010 Omnibus Incentive Plan (the “Plan”), subject to the conditions and restrictions detailed below (the “Restricted Stock Units”). Terms applicable to the Restricted Stock Units are contained in the Plan and in this Restricted Stock Unit Award Agreement (the “Agreement”). Capitalized terms not defined herein shall have the meaning assigned to such terms in the Plan.

PRIMERICA, INC. EMPLOYEE RESTRICTED STOCK UNIT AWARD AGREEMENT
Employee Restricted Stock Unit • February 28th, 2020 • Primerica, Inc. • Life insurance • Delaware

Primerica, Inc. (“Primerica”) hereby grants to [NAME] (the “Participant”) Stock Units (the “Restricted Stock Units”) pursuant to the Primerica, Inc. Second Amended and Restated 2010 Omnibus Incentive Plan (the “Plan”), subject to the conditions and restrictions detailed in the Plan and in this Employee Restricted Stock Unit Award Agreement (the “Award Agreement”). Terms applicable to the Restricted Stock Units are contained in the Plan and in this Award Agreement (the “Agreement”). Capitalized terms not defined herein shall have the meaning assigned to such terms in the Plan.

COINSURANCE AMENDING AGREEMENT
Coinsurance Amending Agreement • February 28th, 2020 • Primerica, Inc. • Life insurance • Ontario

THIS COINSURANCE AMENDMENT (the "Coinsurance Amendment") is made effective as of January 1, 2018, between PRIMERICA LIFE INSURANCE COMPANY OF CANADA ("Primerica") a life insurance company incorporated under the Insurance Companies Act (Canada) (the " Ceding Company"), and MUNICH RE OF MALTA P.L.C. ("Munich Re Malta ") are insurance company incorporated in Malta (the " Reinsurer").

NOVATION AMENDMENT
Primerica, Inc. • February 28th, 2020 • Life insurance • Ontario

THIS NOVATION AMENDMENT (the "Novation Amendment") is made as of December 15, 2016, by and among PRIMERICA LIFE INSURANCE COMPANY OF CANADA ("Primerica"), MUNICH RE LIFE INSURANCE COMPANY OF VERMONT ("Munich Re

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