0001564590-21-008974 Sample Contracts

LIVE OAK BANCSHARES, INC. RESTRICTED STOCK UNIT AWARD AGREEMENT
Restricted Stock Unit Award Agreement • February 25th, 2021 • Live Oak Bancshares, Inc. • State commercial banks • North Carolina

THIS RESTRICTED STOCK UNIT AWARD AGREEMENT is made and entered into effective as of February 23, 2021 (the “Date of Grant”), by and between LIVE OAK BANCSHARES, INC., a North Carolina corporation (the “Company”), and David G. Lucht (the “Grantee”). This Agreement sets forth the terms and conditions associated with the Company’s award to Grantee of restricted stock units payable as described below in shares of Common Stock pursuant to the Company’s 2015 Omnibus Stock Incentive Plan (as amended from time to time, the “Plan”). Capitalized terms not explicitly defined in this Agreement but defined in the Plan will have the meanings ascribed to them under the Plan.

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Amendment
Amendment • February 25th, 2021 • Live Oak Bancshares, Inc. • State commercial banks

This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this Amendment shall have the meanings assigned to them in the Agreement.

Amendment
Amendment • February 25th, 2021 • Live Oak Bancshares, Inc. • State commercial banks

This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this Amendment shall have the meanings assigned to them in the Agreement.

Amendment
Amendment • February 25th, 2021 • Live Oak Bancshares, Inc. • State commercial banks

This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this Amendment shall have the meanings assigned to them in the Agreement.

Live Oak Bank - Amendment #1.10 nCino Customer Comm. Plus Portal
Live Oak Bancshares, Inc. • February 25th, 2021 • State commercial banks

This amendment (“Amendment”) is effective September 21, 2018, and amends the NCINO , INC. Software Service Agreement (“Agreement”) by and between nCino, Inc., a Delaware corporation based in Wilmington, North Carolina (“NCINO”) and Live Oak Banking Company (“Subscriber”).

Amendment
Amendment • February 25th, 2021 • Live Oak Bancshares, Inc. • State commercial banks

This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this Amendment shall have the meanings assigned to them in the Agreement.

Amendment
Live Oak Bancshares, Inc. • February 25th, 2021 • State commercial banks

This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this Amendment shall have the meanings assigned to them in the Agreement.

Amendment
Amendment • February 25th, 2021 • Live Oak Bancshares, Inc. • State commercial banks

This Amendment (“Amendment”) is effective as of the date that both parties have executed this Amendment (the “Amendment Effective Date”) and amends the nCino, LLC Software Service Agreement dated November 1, 2012, as amended (the “Agreement”) by and between nCino, Inc. (“nCino”) and Live Oak Bank (“Subscriber”). Capitalized terms used but not otherwise defined in this Amendment shall have the meanings assigned to them in the Agreement.

Live Oak Bank -. Amendment #1.11 DAO
Live Oak Bancshares, Inc. • February 25th, 2021 • State commercial banks

This amendment (“Amendment”) is effective September 5, 2018, and amends the NCINO , INC. Software Service Agreement (“Agreement”) by and between nCino, Inc., a Delaware corporation based in Wilmington, North Carolina (“NCINO”) and Live Oak Banking Company (“Subscriber”).

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