SECOND AMENDED AND RESTATED CREDIT AGREEMENT Dated as of May 18, 2021 by and among INDEPENDENCE REALTY OPERATING PARTNERSHIP, LP, AS PARENT BORROWER, THE SUBSIDIARY BORROWERS PARTY HERETO, CITIBANK, N.A. and KEYBANK NATIONAL ASSOCIATION, AS ISSUING...Credit Agreement • May 18th, 2021 • Independence Realty Trust, Inc. • Real estate investment trusts • New York
