0001576940-19-000023 Sample Contracts

SECOND AMENDMENT TO MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • February 13th, 2019 • Century Communities, Inc. • Operative builders • New York

In consideration of the matters set forth in the recitals and the covenants and provisions herein set forth, and other valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereby agree as follows:

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CREDIT AGREEMENT
Credit Agreement • February 13th, 2019 • Century Communities, Inc. • Operative builders • California

This Credit Agreement is entered into as of May 4, 2018, by and between Comerica Bank ("Bank") and Inspire Home Loans Inc., a Delaware corporation (singularly and collectively, if more than one party, "Borrower").

SIDE LETTER
Master Repurchase Agreement • February 13th, 2019 • Century Communities, Inc. • Operative builders

This letter (this “Side Letter”) sets forth certain fees, commitments and pricing information relating to the agreement between JPMORGAN CHASE BANK, N.A., a national association, as Buyer (and together with successors and assigns, “Buyer”), and INSPIRE HOME LOANS INC., a Delaware corporation, as Seller (“Seller”), pursuant to which Seller and Buyer may enter into reverse repurchase arrangements whereby Seller from time to time sells to Buyer, in Buyer’s sole discretion, and simultaneously agrees to repurchase on a date certain, certain first lien mortgage loans (the “Mortgage Loans”) pursuant to that certain Master Repurchase Agreement dated as of September 15, 2017, as amended by that certain First Amendment to Master Repurchase Agreement and Side Letter dated as of December 15, 2017 and that certain Second Amendment to Master Repurchase Agreement dated as of the date hereof (as so amended, and as may be further supplemented, amended, restated or otherwise modified and in effect from

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