0001580608-16-000185 Sample Contracts

SANTANDER CONSUMER USA HOLDINGS INC. LONG-TERM CASH AWARD AGREEMENT
Long-Term Cash Award Agreement • March 31st, 2016 • Santander Consumer USA Holdings Inc. • Personal credit institutions • Delaware

This LONG-TERM CASH AWARD AGREEMENT (“Agreement”), dated as of [•] (the “Date of Grant”), is made by and between Santander Consumer USA Holdings Inc., a Delaware corporation (the “Company”), and [•] (the “Participant”).

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NONQUALIFIED STOCK OPTION AGREEMENT
Nonqualified Stock Option Agreement • March 31st, 2016 • Santander Consumer USA Holdings Inc. • Personal credit institutions • Delaware

This NONQUALIFIED STOCK OPTION AGREEMENT (“Stock Option Agreement”), dated as of [•] (the “Date of Grant”), is made by and between Santander Consumer USA Holdings Inc., a Delaware corporation (the “Company”), and [•] (the “Participant”).

SANTANDER CONSUMER USA HOLDINGS INC. OMNIBUS INCENTIVE PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT
Restricted Stock Unit Award Agreement • March 31st, 2016 • Santander Consumer USA Holdings Inc. • Personal credit institutions • Delaware

This RESTRICTED STOCK UNIT AWARD AGREEMENT (“Award Agreement”), dated as of [•] (the “Date of Grant”), is made by and between Santander Consumer USA Holdings Inc., a Delaware corporation (the “Company”), and [•] (the “Participant”).

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