0001741773-20-002677 Sample Contracts

AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • August 28th, 2020 • Mainstay Funds Trust

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of August 31, 2020, between The MainStay Funds and MainStay Funds Trust (each a "Trust" and collectively, the "Trusts"), on behalf of each series of the Trusts as set forth on Schedule A (each a "Fund" and collectively, "Funds"), and New York Life Investment Management LLC (the "Manager") ("Agreement").

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FORM OF AMENDMENT TO AMENDED AND RESTATED SUBADVISORY AGREEMENT
Subadvisory Agreement • August 28th, 2020 • Mainstay Funds Trust

This Amendment to the Amended and Restated Subadvisory Agreement, is made as of the 31st day of August, 2020, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and MacKay Shields LLC, a Delaware limited liability company (the “Subadvisor”).

MAINSTAY FUNDS TRUST
Master Custodian Agreement • August 28th, 2020 • Mainstay Funds Trust
AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • August 28th, 2020 • Mainstay Funds Trust

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of July 31, 2020, between The MainStay Funds and MainStay Funds Trust (each a "Trust" and collectively, the "Trusts"), on behalf of each series of the Trusts as set forth on Schedule A (each a "Fund" and collectively, "Funds"), and New York Life Investment Management LLC (the "Manager") ("Agreement").

MAINSTAY FUNDS TRUST
Master Delegation Agreement • August 28th, 2020 • Mainstay Funds Trust
AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • August 28th, 2020 • Mainstay Funds Trust

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of August 31, 2020, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and together, the “Trusts”), on behalf of each series of the Trusts as currently in existence and any future share classes of such series, any future series of the Trusts (each a “Fund” and collectively, the “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

MAINSTAY FUNDS TRUST AMENDMENT TO THE AMENDED AND RESTATED MANAGEMENT AGREEMENT
Management Agreement • August 28th, 2020 • Mainstay Funds Trust

This Amendment to the Amended and Restated Management Agreement is hereby made as of the 31st day of July, 2020, between the MainStay Funds Trust, a Delaware statutory trust (the “Trust”), on behalf of its series as set forth on Schedule A (each, a “Fund,” and collectively, the “Funds”) and New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”).

MAINSTAY FUNDS TRUST AMENDMENT TO THE AMENDED AND RESTATED MANAGEMENT AGREEMENT
Management Agreement • August 28th, 2020 • Mainstay Funds Trust

This Amendment to the Amended and Restated Management Agreement is hereby made as of the 31st day of August, 2020, between the MainStay Funds Trust, a Delaware statutory trust (the “Trust”), on behalf of its series as set forth on Schedule A (each, a “Fund,” and collectively, the “Funds”) and New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”).

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