0001741773-21-000714 Sample Contracts

SUBADVISORY AGREEMENT
Subadvisory Agreement • March 23rd, 2021 • Mainstay Funds Trust • New York

This Subadvisory Agreement, is effective as of the 5th day of March, 2021 (the “Agreement”), between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and Wellington Management Company LLP, a Delaware limited liability partnership (the “Subadvisor”).

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AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • March 23rd, 2021 • Mainstay Funds Trust

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of March 5, 2021, between The MainStay Funds and MainStay Funds Trust (each a "Trust" and collectively, the "Trusts"), on behalf of each series of the Trusts as set forth on Schedule A (each a "Fund" and collectively, "Funds"), and New York Life Investment Management LLC (the "Manager") ("Agreement").

AMENDMENT TO AMENDED AND RESTATED SUBADVISORY AGREEMENT
Subadvisory Agreement • March 23rd, 2021 • Mainstay Funds Trust

This Amendment to the Amended and Restated Subadvisory Agreement, is made as of the 28th day of February, 2021, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and MacKay Shields LLC, a Delaware limited liability company (the “Subadvisor”).

AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • March 23rd, 2021 • Mainstay Funds Trust

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of March 19, 2021, between The MainStay Funds and MainStay Funds Trust (each a "Trust" and together, the "Trusts"), on behalf of each series of the Trusts as currently in existence and any future share classes of such series, any future series of the Trusts (each a "Fund" and collectively, the "Funds"), and New York Life Investment Management LLC (the "Manager") ("Agreement").

MAINSTAY FUNDS TRUST AMENDMENT TO THE AMENDED AND RESTATED MANAGEMENT AGREEMENT
Management Agreement • March 23rd, 2021 • Mainstay Funds Trust

This Amendment to the Amended and Restated Management Agreement is hereby made as of the 5th day of March, 2021, between the MainStay Funds Trust, a Delaware statutory trust (the “Trust”), on behalf of its series as set forth on Schedule A (each, a “Fund,” and collectively, the “Funds”) and New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”).

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