0001741773-22-000949 Sample Contracts

AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • March 7th, 2022 • Mainstay Funds

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of December 13, 2021, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and collectively, the “Trusts”), on behalf of each series of the Trusts as set forth on Schedule A (each a “Fund” and collectively, “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

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MAINSTAY VP FUNDS TRUST AMENDMENT TO AMENDED AND RESTATED SUBADVISORY AGREEMENT
Subadvisory Agreement • March 7th, 2022 • Mainstay Funds

This Amendment to the Amended and Restated Subadvisory Agreement, is made as of the 28th day of February 2022, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and MacKay Shields LLC, a Delaware limited liability company (the “Subadvisor”).

THE MAINSTAY FUNDS AMENDMENT TO THE AMENDED AND RESTATED MANAGEMENT AGREEMENT
Management Agreement • March 7th, 2022 • Mainstay Funds

This Amendment to the Amended and Restated Management Agreement is hereby made as of the 28th day of February, 2022, between The MainStay Funds, a Massachusetts business trust (the “Trust”), on behalf of its series as set forth on Schedule A (each, a “Fund,” and collectively, the “Funds”) and New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”).

FORM OF FUND OF FUNDS INVESTMENT AGREEMENT
Fund of Funds Investment Agreement • March 7th, 2022 • Mainstay Funds • New York

THIS FUND OF FUNDS INVESTMENT AGREEMENT (the “Agreement”), dated as of January , 2022 (the “Effective Date”), is made by and between each investment company (each, an “Acquiring Registrant”), for itself, and on behalf of each of its portfolio series listed on Schedule A (the “Acquiring Funds”), and each investment company (each, an “Acquired Registrant”), for itself, and on behalf of each of its portfolio series listed on Schedule B (the “Acquired Funds”), each severally and not jointly.

TRANSFER AGENCY AND SERVICE AGREEMENT
Transfer Agency and Service Agreement • March 7th, 2022 • Mainstay Funds

This Amendment to the Amended and Restated Transfer Agency and Service Agreement (“Amendment”) is effective as of the 28th day of February, 2022, by and among The MainStay Funds, a Massachusetts business trust, and MainStay VP Funds Trust and MainStay Funds Trust, each a Delaware statutory trust (each, a “Fund” and collectively, the “Funds”) and NYLIM Service Company LLC, a Delaware limited liability company, having its principal office and place of business at 30 Hudson Street, Jersey City, New Jersey 07302 (“NSC”).

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