0001741773-22-003302 Sample Contracts

MAINSTAY FUNDS TRUST MAINSTAY VP FUNDS TRUST AMENDED AND RESTATED SUBADVISORY AGREEMENT
Subadvisory Agreement • September 9th, 2022 • Mainstay Funds Trust • New York

This Amended and Restated Subadvisory Agreement is effective as of the 1st day of July, 2022 (the “Agreement”), between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and Candriam, a partnership limited by shares organized under the laws of Luxembourg (the “Subadvisor”).

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AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • September 9th, 2022 • Mainstay Funds Trust

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of August 28, 2022, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and collectively, the “Trusts”), on behalf of each series of the Trusts as set forth on Schedule A (each a “Fund” and collectively, “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

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