AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENTExpense Limitation Agreement • December 13th, 2022 • Mainstay Funds Trust
Contract Type FiledDecember 13th, 2022 CompanyTHIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of December 13, 2022, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and collectively, the “Trusts”), on behalf of each series of the Trusts as set forth on Schedule A (each a “Fund” and collectively, “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).