0001741773-22-004166 Sample Contracts

AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • December 13th, 2022 • Mainstay Funds Trust

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of December 13, 2022, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and collectively, the “Trusts”), on behalf of each series of the Trusts as set forth on Schedule A (each a “Fund” and collectively, “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

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