0001741773-23-002348 Sample Contracts

MAINSTAY FUNDS TRUST MAINSTAY VP FUNDS TRUST SUBADVISORY AGREEMENT
Subadvisory Agreement • July 24th, 2023 • Mainstay Funds Trust

This Subadvisory Agreement, is effective as of the 24th day of July, 2023 (the “Agreement”), between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and PineStone Asset Management Inc., a corporation incorporated under the laws of Canada (the “Subadvisor”).

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AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • July 24th, 2023 • Mainstay Funds Trust

made as of July 24, 2023, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and collectively, the “Trusts”), on behalf of each series of the Trusts as set forth on Schedule A (each a “Fund” and collectively, “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

MAINSTAY FUNDS TRUST AMENDMENT TO THE AMENDED AND RESTATED MANAGEMENT AGREEMENT
Management Agreement • July 24th, 2023 • Mainstay Funds Trust

This Amendment to the Amended and Restated Management Agreement is hereby made as of the 24th day of July, 2023, between the MainStay Funds Trust, a Delaware statutory trust (the “Trust”), on behalf of its series as set forth on Schedule A (each, a “Fund,” and collectively, the “Funds”) and New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”).

AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • July 24th, 2023 • Mainstay Funds Trust

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, is hereby made as of July 24, 2023, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and together, the “Trusts”), on behalf of each series of the Trusts as currently in existence and any future share classes of such series, any future series of the Trusts (each a “Fund” and collectively, the “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

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