0001766478-24-000018 Sample Contracts

INDEMNIFICATION AGREEMENT
Indemnification Agreement • March 15th, 2024 • Angel Oak Mortgage REIT, Inc. • Real estate • Maryland

THIS INDEMNIFICATION AGREEMENT (“Agreement”) is made and entered into as of the ___ day of ____________, 202[] (the “Effective Date”), by and between Angel Oak Mortgage REIT, Inc., a Maryland corporation (the “Company”), and ___________________ (“Indemnitee”).

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SECOND AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • March 15th, 2024 • Angel Oak Mortgage REIT, Inc. • Real estate • New York
SECOND AMENDED AND RESTATED MORTGAGE LOAN PURCHASE AGREEMENT
Mortgage Loan Purchase Agreement • March 15th, 2024 • Angel Oak Mortgage REIT, Inc. • Real estate • Georgia
Certain information in this document has been omitted from this exhibit because it is both (i) not material and (ii) is the type that the registrant treats as private or confidential. FIFTH AMENDED AND RESTATED GUARANTY AGREEMENT
Guaranty Agreement • March 15th, 2024 • Angel Oak Mortgage REIT, Inc. • Real estate • New York

as of November 7, 2023 and effective as of June 21, 2021 (the “Effective Date”) (including any schedule attached hereto and as amended, restated, supplemented and otherwise modified from time to time, this “Guaranty Agreement”), is made by Angel Oak Mortgage REIT, Inc. (formerly Angel Oak Mortgage, Inc.), a Maryland corporation (in such capacity, the “Guarantor”), in favor of * “Global Investment Bank 3”, a New York state chartered bank, as Buyer (in such capacity, “Buyer”), and as Repo Agent (in such capacity, “Repo Agent”). This Guaranty Agreement amends and restates in its entirety that certain Fourth Amended and Restated Guaranty Agreement dated as of December 19, 2022, by and among Guarantor, Buyer and Repo Agent.

SECOND AMENDED AND RESTATED SERVICING AGREEMENT
Servicing Agreement • March 15th, 2024 • Angel Oak Mortgage REIT, Inc. • Real estate • New York

This Second Amended and Restated Servicing Agreement is dated as of September 15, 2023 (the “Agreement”) by and between SELECT PORTFOLIO SERVICING, INC., as servicer (the “Servicer”) and ANGEL OAK MORTGAGE FUND TRS, as Master Servicing Rights owner (“Angel Oak”).

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