OMNIBUS WAIVER AND AMENDMENT TO LOAN AND SECURITY AGREEMENT AND LOAN PROGRAM AGREEMENTSLoan and Security Agreement • September 13th, 2023 • Sunlight Financial Holdings Inc. • Finance services
This OMNIBUS WAIVER AND AMENDMENT TO LOAN AND SECURITY AGREEMENT AND LOAN PROGRAM AGREEMENTS (this “Amendment”) made as of September 12, 2023 (the “Amendment Effective Date”) by and between CROSS RIVER BANK, an FDIC-insured New Jersey state-chartered bank (“Bank”), and SUNLIGHT FINANCIAL LLC, a Delaware limited liability company (“Sunlight”) and SL Financial Holdings, Inc. (“Holdings”), amends the terms of (a) that certain Loan and Security Agreement, dated as of April 25, 2023, by and between Bank, Sunlight, and Holdings (the “Existing Loan Agreement” and as amended by this Amendment, the “Amended Loan Agreement”), (b) that certain Second Amended and Restated Loan Program Agreement, dated as of April 25, 2023, by and between Bank, Sunlight, and Holdings (the “Existing Solar Program Agreement”, and as amended by this Amendment, the “Solar Program Agreement”), and (c) that certain Amended and Restated Home Improvement Loan Program Agreement, dated as of April 25, 2023, by and between Ba
