NONQUALIFIED STOCK OPTION AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2022 INDUCEMENT PLANNonqualified Stock Option Agreement • August 11th, 2022 • loanDepot, Inc. • Finance services • Delaware
This Non-Qualified Stock Option Award Agreement (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (the “Company”), and the Participant specified above, pursuant to the loanDepot, Inc. 2022 Inducement Plan, as in effect and as amended from time to time (the “Plan”), which is administered by the Committee; and
RESTRICTED STOCK UNIT AWARD AGREEMENT PURSUANT TO THERestricted Stock Unit Award Agreement • August 11th, 2022 • loanDepot, Inc. • Finance services • Delaware
THIS RESTRICTED STOCK UNIT AWARD AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (the “Company”), and the Participant specified above, pursuant to the loanDepot, Inc. 2022 Inducement Plan, as in effect and as amended from time to time (the “Plan”), which is administered by the Compensation Committee of the Board of Directors of the Company (the “Committee”); and
PERFORMANCE AWARD AGREEMENT PURSUANT TO THEPerformance Award Agreement • August 11th, 2022 • loanDepot, Inc. • Finance services • Delaware
THIS PERFORMANCE AWARD AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (the “Company”), and the Participant specified above, pursuant to the loanDepot, Inc. 2022 Inducement Plan, as in effect and as amended from time to time (the “Plan”), which is administered by the Compensation Committee of the Board of Directors of the Company (the “Committee”); and
AMENDMENT NUMBER TWO to the Second Amended and Restated Mortgage Loan Participation Purchase and Sale Agreement dated as of February 2, 2022 between BANK OF AMERICA, N.A. and LOANDEPOT.COM, LLCSecond Amended and Restated Mortgage Loan Participation Purchase and Sale Agreement • August 11th, 2022 • loanDepot, Inc. • Finance services • New York
THIS AMENDMENT NUMBER TWO (this “Amendment”) is made as of July 26, 2022, by and between Bank of America, N.A. (“Purchaser”) and loanDepot.com, LLC (“Seller”) to the Second Amended and Restated Mortgage Loan Participation Purchase and Sale Agreement, dated as of February 2, 2022 (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”), between Purchaser and Seller.
FIFTEENTH AMENDMENT TO CREDIT AND SECURITY AGREEMENTCredit and Security Agreement • August 11th, 2022 • loanDepot, Inc. • Finance services • Texas
THIS FIFTEENTH AMENDMENT TO CREDIT AND SECURITY AGREEMENT (this “Amendment”) is entered into as of July 29, 2022, between LOANDEPOT.COM, LLC, a Delaware limited liability company (“Borrower”), and NEXBANK (with its participants, successors and assigns, “Lender”).
AMENDMENT NO. 2 TO AMENDED AND RESTATED MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • August 11th, 2022 • loanDepot, Inc. • Finance services • New York
Amendment No. 2 to Amended and Restated Master Repurchase Agreement, dated as of July 28, 2022 (this “Amendment”), between UBS AG, by and through its branch office at 1285 Avenue of the Americas, New York, New York (the “Buyer”) and loanDepot.com, LLC (the “Seller”).
Certain confidential information contained in this document, marked by “[***]”, has been omitted because it is both (i) not material and (ii) would be competitively harmful if publicly disclosed TIAA BANK 301 W. Bay Street Jacksonville, FL 32202Master Repurchase Agreement • August 11th, 2022 • loanDepot, Inc. • Finance services • New York
This Second Amendment is made June 30, 2022, (the “Amendment Effective Date”), to that certain Amended and Restated Master Repurchase Agreement, dated November 15, 2021, as amended (the “Repurchase Agreement”) and the Amended and Restated Pricing Letter, dated November 15, 2021, as amended (the “Pricing Letter”), in each case by and among LoanDepot.com LLC, as the seller (the “Seller”), TIAA, FSB, formerly known as EverBank (“TIAA Bank”), as administrative agent (in such capacity, the “Administrative Agent”) for the Buyers and as a buyer, and Signature Bank (“Signature Bank”), as a buyer (together with TIAA Bank, the “Buyers”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.
AMENDMENT NO. 4 TO SECOND AMENDED AND RESTATED MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • August 11th, 2022 • loanDepot, Inc. • Finance services • New York
THIS AMENDMENT NO 4 TO SECOND AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT (this “Amendment”) is made and entered into as of July 26, 2022, by and between Bank of America, N.A. (“Buyer”) and loanDepot BA Warehouse, LLC (“Seller”), and acknowledged and agreed to by loanDepot.com, LLC, as guarantor and pledgor (“loanDepot” and together with the Seller, each a “loanDepot Party” and collectively, the “loanDepot Parties”). This Amendment amends that certain Second Amended and Restated Master Repurchase Agreement by and between Buyer and Seller, and acknowledged and agreed to by loanDepot, dated as of August 20, 2021 (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”).
