0001831631-23-000089 Sample Contracts

NONQUALIFIED STOCK OPTION AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2021 OMNIBUS INCENTIVE PLAN
Nonqualified Stock Option Agreement • March 16th, 2023 • loanDepot, Inc. • Finance services • Delaware

THIS NONQUALIFIED STOCK OPTION AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (the “Company”), and the Participant specified above, pursuant to the loanDepot, Inc. 2021 Omnibus Incentive Plan, as in effect and as amended from time to time (the “Plan”), which is administered by the Committee; and

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RESTRICTED STOCK UNIT AWARD AGREEMENT PURSUANT TO THE
Restricted Stock Unit Award Agreement • March 16th, 2023 • loanDepot, Inc. • Finance services • Delaware

THIS RESTRICTED STOCK UNIT AWARD AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (the “Company”), and the Participant specified above, pursuant to the loanDepot, Inc. 2021 Omnibus Incentive Plan, as in effect and as amended from time to time (the “Plan”), which is administered by the Compensation Committee of the Board of Directors of the Company (the “Committee”); and

TIAA BANK 301 W. Bay Street Jacksonville, FL 32202
Master Repurchase Agreement • March 16th, 2023 • loanDepot, Inc. • Finance services • New York

This First Amendment is made as of the 17th day of February 2022 (the “Amendment Effective Date”), to that certain Amended and Restated Master Repurchase Agreement, dated November 15, 2021, as amended (the “Repurchase Agreement”) and the Amended and Restated Pricing Letter, dated November 15, 2021, as amended (the “Pricing Letter”), in each case by and among LoanDepot.com LLC, as the seller (the “Seller”), TIAA, FSB, formerly known as EverBank (“TIAA Bank”), as administrative agent (in such capacity, the “Administrative Agent”) for the Buyers and as a buyer, and Signature Bank (“Signature Bank”), as a buyer (together with TIAA Bank, the “Buyers”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.

PERFORMANCE SHARE UNIT AWARD AGREEMENT PURSUANT TO THE LOANDEPOT, INC. 2021 OMNIBUS INCENTIVE PLAN
Performance Share Unit Award Agreement • March 16th, 2023 • loanDepot, Inc. • Finance services • Delaware

THIS PERFORMANCE SHARE UNIT AWARD AGREEMENT (this “Agreement”), dated as of the Grant Date specified above, is entered into by and between loanDepot, Inc., a corporation organized in the State of Delaware (the “Company”), and the Participant specified above, pursuant to the loanDepot, Inc. 2021 Omnibus Incentive Plan, as in effect and as amended from time to time (the “Plan”), which is administered by the Compensation Committee of the Board of Directors of the Company (the “Committee”); and

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