Credit Card Program Agreement Sample Contracts

EX-10.X 2 a13-9231_1ex10dx.htm EX-10.X Exhibit (10)X EXECUTION VERSION CONFIDENTIAL TREATMENT REQUESTED
Credit Card Program Agreement • May 5th, 2020 • New York

[*] Indicates confidential portions omitted pursuant to a request for confidential treatment filed separately with the Securities Exchange Commission.

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BY AND AMONG BELK, INC.,
Credit Card Program Agreement • November 28th, 2005 • Belk Inc • Retail-department stores • Delaware
Contract
Credit Card Program Agreement • May 5th, 2020 • New York

EX-10.1 2 jwn-q32015xex101.htm EX-10.1 Exhibit 10.1 EXECUTION VERSION CREDIT CARD PROGRAM AGREEMENT by and among NORDSTROM, INC., NORDSTROM FSB and TD BANK USA, N.A. May 25, 2015 002005-0001-14906-Active.17369023.12 TABLE OF CONTENTS

REDACTED VERSION CERTAIN CONFIDENTIAL INFORMATION CONTAINED IN THIS EXHIBIT, MARKED BY [****], HAS BEEN OMITTED BECAUSE SIGNET JEWELERS LIMITED HAS DETERMINED THE INFORMATION (I) IS NOT MATERIAL AND (II) WOULD LIKELY CAUSE COMPETITIVE HARM TO SIGNET...
Credit Card Program Agreement • June 10th, 2021 • Signet Jewelers LTD • Retail-jewelry stores • Delaware

This Amended and Restated Credit Card Program Agreement is made as of May 14, 2021, by and between Sterling Jewelers Inc., a Delaware corporation (the “Company”) and Comenity Bank, a Delaware state-chartered bank (the “Bank”), each referred to herein as a “Party”, and collectively, the “Parties”.

WITNESSETH:
Credit Card Program Agreement • May 1st, 1998 • Filenes Basement Corp • Retail-family clothing stores
CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • February 4th, 2003 • Gottschalks Inc • Retail-department stores • New York

This Credit Card Program Agreement ("Agreement") is made and entered into as of the 30th day of January, 2003, by and between Household Bank (SB), N.A. (herein "Household"), with its principal place of business at 1111 Town Center Drive, Las Vegas, NV 89144 and Gottschalks Inc., a Delaware corporation (herein "Merchant"), with its principal place of business at 7 River Park Place East, Fresno, California 93720. In consideration of the mutual promises, covenants, and agreements set forth below and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Merchant and Household agree as follows:

EX-10.9.11 2 dex10911.htm SEVENTH AMENDMENT TO CREDIT CARD PROGRAM AGREEMENT, EFFECTIVE 02/26/2010 Confidential Treatment Requested. Confidential treatment has been requested for portions of this exhibit. The copy filed herewith omits the information...
Credit Card Program Agreement • May 5th, 2020 • Delaware

This SEVENTH AMENDMENT TO CREDIT CARD PROGRAM AGREEMENT (this “Seventh Amendment”) is effective as of February 26, 2010 (the “Effective Date”), by and among Macy’s, Inc., f/k/a Federated Department Stores, Inc., a Delaware corporation, (“Macy’s, Inc.”), FDS Bank, a federally-chartered stock savings bank (“FDS Bank”), Macy’s Credit and Customer Services, Inc., f/k/a FACS Group, Inc., an Ohio corporation (“MCCS”), Macy’s West Stores, Inc., f/k/a Macy’s Department Stores, Inc., an Ohio corporation (“Macy’s”), Bloomingdale’s, Inc., an Ohio corporation (“Bloomingdale’s”) (collectively the “Macy’s Companies”), and Department Stores National Bank, a national banking association, as assignee of Citibank, N.A. (“Bank”).

9th AMENDMENT TO CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • October 20th, 2009 • Neiman Marcus, Inc. • Retail-department stores

This 9th Amendment to Credit Card Program Agreement (the “9th Amendment”) is entered into this 30th day of December 2008 by and among The Neiman Marcus Group, Inc. and Bergdorf Goodman, Inc. on the one hand, and HSBC Private Label Corporation (formerly, Household Corporation) and HSBC Bank Nevada, N.A. on the other hand, to that certain Credit Card Program Agreement, dated June 8, 2005 (as amended, the “Agreement”), among the foregoing parties. The 9th Amendment shall have an effective date as of November 21st, 2008. All capitalized terms used herein and not otherwise defined shall have the meanings given to them in the Agreement.

CONFIDENTIAL TREATMENT REQUESTED INFORMATION FOR WHICH CONFIDENTIAL TREATMENT THAT HAS BEEN REQUESTED IS OMITTED AND NOTED WITH (****). AN UNREDACTED VERSION OF THIS DOCUMENT WILL ALSO BE PROVIDED TO THE SECURITIES AND EXCHANGE COMMISSION. CREDIT CARD...
Credit Card Program Agreement • May 25th, 2017 • Signet Jewelers LTD • Retail-jewelry stores • Delaware

This Credit Card Program Agreement is made as of the 25th day of May, 2017, by and between Sterling Jewelers Inc., a Delaware corporation (the “Company”) and Comenity Bank, a Delaware state-chartered bank (the “Bank”), each referred to herein as a “Party”, and collectively, the “Parties”.

ORGANIZATION RESOLUTION AND AGREEMENT FOR CREDIT CARD PROGRAM
Credit Card Program Agreement • August 24th, 2021

Doug Ellis , w ho is the undersigned Rec ordkeeper for Broadwater County , (the “Organization”), a local government (type of entity) organized under the laws of Montana (state), does hereby certify:

THIRD AMENDMENT TO THE CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • November 23rd, 2022 • Target Corp • Retail-variety stores

WHEREAS Target Corporation, Target Enterprise Inc. (collectively “Company”) and TD Bank USA, N.A. (“Bank”) entered into the Credit Card Program Agreement as of the 22nd day of October, 2012 (as previously amended, the “Agreement”); and

SEVENTH AMENDMENT TO CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • October 20th, 2009 • Neiman Marcus, Inc. • Retail-department stores

This Seventh Amendment to Credit Card Program Agreement (the “Seventh Amendment”) is entered into this 21st day of April 2008 by and among The Neiman Marcus Group, Inc. and Bergdorf Goodman, Inc. on the one hand, and HSBC Private Label Corporation (formerly, Household Corporation) and HSBC Bank Nevada, N.A. on the other hand, to that certain Credit Card Program Agreement, dated June 8, 2005 (as amended, the “Agreement”), among the foregoing parties. All capitalized terms used herein and not otherwise defined shall have the meanings given to them in the Agreement.

Contract
Credit Card Program Agreement • April 27th, 2017

Exhibit No. Description Document Location (b) First Amendment to the Credit Card Exhibit 10.19 to the 2013 Form 10-K** Program Agreement (c) Amendment No. 1 to the Private Label Exhibit 10.1 to the Current Report on Credit Card Program Agreement Form 8-K filed November 3, 2015** between The Bon-Ton Stores, Inc. and Comenity Bank 10.17 Registration Rights Agreement between Exhibit 10.1 to the 3/10/06 Form 8-K The Bon-Ton Department Stores, Inc., The Bon-Ton Stores, Inc., other guarantors listed on Schedule I of the Agreement, Banc of America Securities LLC and Citigroup Global Markets Inc. 10.18 (a) Loan and Security Agreement among Exhibit 10.2 to the 3/10/06 Form 8-K Bank of America, N.A., The Bon-Ton Department Stores, Inc., The Elder- Beerman Stores Corp., Carson Pirie Scott, Inc. (f/k/a Parisian, Inc.), Herberger’s Department Stores, LLC and th

Confidential Treatment Requested
Credit Card Program Agreement • December 30th, 2010 • Pier 1 Imports Inc/De • Retail-home furniture, furnishings & equipment stores • Delaware

This Credit Card Program Agreement (“Agreement”) is made as of the 1st day of January 2011 (“Effective Date”), by and among Pier 1 Imports (U.S.), Inc., a Delaware corporation ("Pier 1"), and Chase Bank USA, N.A., a national bank ("Bank").

FOURTH AMENDMENT TO THE CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • August 4th, 2010 • Bon Ton Stores Inc • Retail-department stores

This Fourth Amendment to the Credit Card Program Agreement (“Fourth Amendment”) is made and entered into as of July 30, 2010 by and between HSBC Bank Nevada, National Association (“HSBC” or “Bank”), and The Bon-Ton Stores, Inc. (“Bon-Ton”) and amends that certain Credit Card Program Agreement dated as of June 20, 2005, as previously amended (“Agreement”).

CREDIT CARD PROGRAM AGREEMENT by and among THE NEIMAN MARCUS GROUP, INC. BERGDORF GOODMAN, INC. HSBC BANK NEVADA, N.A. and HOUSEHOLD CORPORATION Dated as of June 8, 2005
Credit Card Program Agreement • October 20th, 2009 • Neiman Marcus, Inc. • Retail-department stores • New York

This Credit Card Program Agreement is made as of the 8th day of June, 2005, by and among The Neiman Marcus Group, Inc., a Delaware corporation (“NMG”), Bergdorf Goodman, Inc., a New York corporation (“BG, and together with NMG, the “NMG Companies”), HSBC Bank Nevada, N.A., a national credit card bank (“Bank”), and Household Corporation, a Delaware corporation (“Primary Servicer”).

EIGHTH AMENDMENT TO CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • October 20th, 2009 • Neiman Marcus, Inc. • Retail-department stores

This Eighth Amendment to Credit Card Program Agreement (the “Eighth Amendment”) is entered into this 17th day of October, 2008, by and among The Neiman Marcus Group, Inc. and Bergdorf Goodman, Inc. on the one hand, and HSBC Private Label Corporation (formerly, Household Corporation) and HSBC Bank Nevada, N.A., on the other hand, to that certain Credit Card Program Agreement, dated June 8, 2005 (as amended, the “Agreement”), among the foregoing parties. All capitalized terms used herein and not otherwise defined shall have the meanings given to them in the Agreement.

CREDIT CARD PROGRAM AGREEMENT by and among DILLARD’S, INC., DILLARD INVESTMENT CO. INC., and CITIBANK, N.A.
Credit Card Program Agreement • March 29th, 2024 • Dillard's, Inc. • Retail-department stores • New York

This CREDIT CARD PROGRAM AGREEMENT (“Agreement”) is effective as of January 26, 2024 (the “Effective Date”), by and among Dillard’s, Inc., a Delaware corporation (“Company”), DILLARD INVESTMENT CO., INC., a Delaware Corporation, a subsidiary of Company (“DIC”, and together with Company, the “Company Parties”) and CITIBANK, N.A., a national banking association (“Bank”). Bank and the Company Parties are each referred to herein individually as a “Party” and collectively as “Parties”.

THIRD AMENDMENT TO THE CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • August 10th, 2009 • Bon Ton Stores Inc • Retail-department stores • Delaware

This Third Amendment to the Credit Card Program Agreement (“Third Amendment”) is made and entered into as of August 4, 2009 by and between HSBC Bank Nevada, National Association (“HSBC” or “Bank”), and The Bon-Ton Stores, Inc. (“Bon-Ton”) and amends that certain Credit Card Program Agreement dated as of June 20, 2005, as previously amended (“Agreement”). This Third Amendment is effective as of the 1st day of January, 2009 (“Third Amendment Effective Date”).

CREDIT CARD PROGRAM AGREEMENT by and between COLDWATER CREEK U.S. INC. and COMENITY BANK
Credit Card Program Agreement • September 12th, 2013 • Coldwater Creek Inc • Retail-women's clothing stores • Delaware

This Credit Card Program Agreement is made as of the 26th day of July, 2013, by and between Coldwater Creek U.S. Inc., a Delaware corporation (the “Company”) and Comenity Bank, a bank organized under the laws of the State of Delaware (the “Bank”).

AMENDMENT to the Credit Card Program Agreement
Credit Card Program Agreement • September 1st, 2023 • Dillard's, Inc. • Retail-department stores

This Amendment (“Amendment”) will be effective as of April 30, 2023 (“Effective Date”) by and between Dillard’s, Inc., (“Dillard’s” or “the Company”) and Wells Fargo Bank, N.A., (“Wells Fargo” or “the Bank”). This Amendment Amends the Credit Card Program Agreement made as of March 31, 2014, in effect between the Company and the Bank (the “Agreement”). Capitalized terms will have the meaning given in the Agreement, unless otherwise noted.

Amendment No. 9 to the Credit Card Program Agreement
Credit Card Program Agreement • December 5th, 2024 • Nordstrom Inc • Retail-family clothing stores

This Amendment No. 9 to the Credit Card Program Agreement (the “Conversion Amendment”), is entered into and, subject to Section 1(d) below, is effective as of October 31, 2024 (the “Conversion Amendment Effective Date”), by and between Nordstrom, Inc., a Washington corporation with its principal offices in Seattle, Washington (“Nordstrom”), Nordstrom Card Services, Inc., a Delaware corporation with its principal offices in Centennial, Colorado (“NCS” and collectively with Nordstrom, “Company”) and TD Bank USA, N.A., a national banking association with its principal offices in Wilmington, Delaware (“Bank”).

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SIXTH AMENDMENT TO AMENDED AND RESTATED CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • December 13th, 2021 • Macy's, Inc. • Retail-department stores

This SIXTH AMENDMENT TO AMENDED AND RESTATED CREDIT CARD PROGRAM AGREEMENT (this “Sixth Amendment”) is entered into as of December 13, 2021 (the “Sixth Amendment Effective Date”) by and among Macy’s, Inc., a Delaware corporation (“Macy’s”), FDS Bank, a federally chartered stock savings bank (“FDS Bank”), Macy’s Credit and Customer Services, Inc. (f/k/a FACS Group, Inc.), an Ohio corporation (“MCCS”), Bloomingdales, LLC, successor to Bloomingdale’s, Inc., an Ohio limited liability company (“Bloomingdale’s”) (collectively, the “Macy’s Companies”), and Department Stores National Bank, a national banking association (“Bank”), and solely with respect to Section 6(a) of this Sixth Amendment, Citibank, N.A (“Citibank”), and solely with respect to Section 6(a) of this Sixth Amendment, FDS Thrift Holding Co., Inc..

FOURTH AMENDMENT TO CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • September 8th, 2009 • Macy's, Inc. • Retail-department stores • Delaware

This FOURTH AMENDMENT TO CREDIT CARD PROGRAM AGREEMENT (this “Fourth Amendment”) is effective as of August 1, 2008 (the “Effective Date”), by and among Macy’s, Inc., f/k/a Federated Department Stores, Inc., a Delaware corporation, (“Macy’s, Inc.”), FDS Bank, a federally-chartered stock savings bank (“FDS Bank”), Macy’s Credit and Customer Services, Inc., f/k/a FACS Group, Inc., an Ohio corporation (“MCCS”), Macy’s Department Stores, Inc., an Ohio corporation (“Macy’s”), Bloomingdale’s, Inc., an Ohio corporation (“Bloomingdale’s”) (collectively the “Macy’s Companies”), and Department Stores National Bank, a national banking association, as assignee of Citibank, N.A. (“Bank”).

CREDIT CARD PROGRAM AGREEMENT by and among FEDERATED DEPARTMENT STORES, INC., FDS BANK, FACS GROUP, INC., and CITIBANK, N.A.
Credit Card Program Agreement • September 8th, 2009 • Macy's, Inc. • Retail-department stores • Delaware

This Credit Card Program Agreement is made as of the 1st day of June, 2005, by and among Federated Department Stores, Inc., a Delaware corporation, (“FDS”), FDS Bank, a federally-chartered stock savings bank (“FDS Bank”), FACS Group, Inc., an Ohio corporation (“FACS”, and together with FDS and FDS Bank, the “FDS Companies”), and Citibank, N.A., a national banking association (“Bank”).

THIRD AMENDMENT TO AMENDED AND RESTATED CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • May 1st, 2023 • Signet Jewelers LTD • Retail-jewelry stores • Delaware

This Third Amendment to the Amended and Restated Credit Card Program Agreement (“Third Amendment”) is entered into as of April 25, 2023 (“Third Amendment Effective Date”) by and among Sterling Jewelers Inc., a Delaware corporation (the “Company”) and Comenity Bank, a Delaware state-chartered bank (the “Bank”).

CONFIDENTIAL TREATMENT REQUESTED
Credit Card Program Agreement • March 11th, 2020 • Target Corp • Retail-variety stores

Certain identified information has been excluded from this exhibit because it is both (i) not material and (ii) would likely cause competitive harm to the registrant if publicly disclosed. [*] indicates that information has been redacted.

SIXTH AMENDMENT TO AMENDED AND RESTATED CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • June 9th, 2004 • Federated Department Stores Inc /De/ • Retail-department stores • New York

This Sixth Amendment to Amended and Restated Credit Card Program Agreement (the "Amendment"), dated as of February 23, 2004, is entered into by and among Federated Department Stores, Inc. ("FDS"), FDS Bank, FACS Group, Inc., Macy's East, Inc., Macy's West, Inc., Broadway Stores, Inc. (for itself and as successor in interest to Bullock's, Inc.), and GE Capital Consumer Card company ("GE Bank") in the following circumstances:

AMENDMENT NO. 5 TO THE AMENDED AND RESTATED CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • June 9th, 2004 • Federated Department Stores Inc /De/ • Retail-department stores

This AMENDMENT NO. 5 to the Amended and Restated Credit Card Program Agreement dated as of June 4, 1996, as amended by Amendment No. 1 dated as of June 4, 1996, Amendment No. 2 dated as of January 31, 1997, Amendment No. 3 dated as of March 1, 1997 and Amendment No. 4 dated as of July 22, 1998 (the "Program Agreement") by and among GE Capital Consumer Card Co. ("GE Bank"), Federated Department Stores, Inc. ("FDS"), FDS National Bank ("FDS Bank"), Macy's East, Inc. ("Macy's East"), Macy's West, Inc. ("Macy's West"), Bullock's, Inc. ("Bullock's"), Broadway Stores, Inc. ("Broadway"), FACS Group, Inc. ("FACS") and MSS-Delaware, Inc. ("MSS").

THIRD AMENDMENT TO CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • October 20th, 2009 • Neiman Marcus, Inc. • Retail-department stores

This Third Amendment to Credit Card Program Agreement (“First Amendment”) is made effective as of the 1st day of August, 2006, by and among The Neiman Marcus Group, Inc. (“NMG”), Bergdorf Goodman, Inc. (“BG, and together with NMG, the “NMG Companies”), HSBC Bank Nevada, N.A., a national credit card bank (“Bank”), and Household Corporation, a Delaware corporation (“Primary Servicer”) to that certain Credit Card Program Agreement (“Agreement”) executed as of June 8, 2005 and amended by the First Amendment to Credit Card Program Agreement executed as of April 30, 2006 (“First Amendment”) and the Second Amendment to Credit Card Program Agreement executed as of June 29, 2006 (“Second Amendment”) by and between the parties hereto.

Department Stores National Bank 701 E. 60th Street North Sioux Falls, South Dakota 57104
Credit Card Program Agreement • June 9th, 2008 • Macy's, Inc. • Retail-department stores

Reference is made to the Credit Card Program Agreement, dated as of June 1, 2005 (as amended, supplemented or otherwise modified from time to time, the "Program Agreement"), by and among Macy's, Inc. (fka Federated Department Stores, Inc.), a Delaware corporation, ("Macy's, Inc."), FDS Bank, a federally-chartered stock savings bank ("FDS Bank"), Macy's Credit and Customer Services, Inc. (fka FACS Group, Inc.), an Ohio corporation ("MCCS", FDS Bank, Macy's Department Stores, Inc., an Ohio corporation ("Macy's"), Bloomingdale's, Inc., an Ohio corporation ("Bloomingdale's") (collectively the "Macy's Companies"), and Citibank, N.A., a national banking association ("Bank"), the interest of which under the Program Agreement was subsequently assigned to Department Stores National Bank ("DSNB"). Capitalized terms used herein but not defined herein shall have the meanings given to such terms in the Program Agreement.

FIRST AMENDMENT TO THE CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • March 10th, 2006 • Bon Ton Stores Inc • Retail-department stores

This First Amendment to the Credit Card Program Agreement (“First Amendment”) is made and entered into as of 12:01 a.m., Chicago time on the 5th day of March, 2006 (“Amendment Effective Time”) by and between HSBC Bank Nevada, National Association (“HSBC”), and The Bon-Ton Stores, Inc. (“Bon-Ton”) to that certain Credit Card Program Agreement, dated as of June 20, 2005 (“Agreement”).

Credit Card Program Agreement
Credit Card Program Agreement • January 20th, 2021 • Delaware

This "Agreement" includes the Dealer Application, the Electronic Funds Transfer and Electronic Processing Agreements, the Program Plan Sheet, these Terms and all attachments and exhibits to these Terms, Instructions provided to you, and any amendment to any of these items. Capitalized terms that are not otherwise defined in this Agreement have the meanings set forth in Section 18.

FIRST AMENDMENT TO CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • September 8th, 2009 • Macy's, Inc. • Retail-department stores • Delaware

This FIRST AMENDMENT TO CREDIT CARD PROGRAM AGREEMENT, dated as of June 1, 2005, (this “Amendment”) is made and entered into as of October 24, 2005, by and among Federated Department Stores, Inc., a Delaware corporation, (“FDS”), FDS Bank, a federally-chartered stock savings bank (“FDS Bank”), FACS Group, Inc., an Ohio corporation (“FACS”, and together with FDS and FDS Bank, the “FDS Companies”), Macy’s Department Stores, Inc., an Ohio corporation (“Macy’s”), Bloomingdale’s, Inc., an Ohio corporation (“Bloomingdale’s”), and Citibank, N.A., a national banking association (“Bank”).

FIRST AMENDMENT TO CREDIT CARD PROGRAM AGREEMENT
Credit Card Program Agreement • October 20th, 2009 • Neiman Marcus, Inc. • Retail-department stores

This First Amendment to Credit Card Program Agreement (“First Amendment”) is made as of the 30th day of April, 2006, by and among The Neiman Marcus Group, Inc. (“NMG”), Bergdorf Goodman, Inc. (“BG, and together with NMG, the “NMG Companies”), HSBC Bank Nevada, N.A., a national credit card bank (“Bank”), and Household Corporation, a Delaware corporation (“Primary Servicer”) to that certain Credit Card Program Agreement (“Agreement”) executed as of June 8, 2005 by and between the parties hereto.

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