Electronic Funds Transfer Agreement Sample Contracts

Standard Contracts

ELECTRONIC FUNDS TRANSFER AGREEMENT and DISCLOSURE - REG E FOR MASTERCARD AND ATM CARDS
Electronic Funds Transfer Agreement • July 8th, 2024

This Electronic Funds Transfer Agreement and Disclosure ("Agreement") is the contract which governs the rights and responsibilities of both parties regarding electronic funds transfer services offered by us. In this agreement, the words "you" or "yours" mean anyone who signs a membership or account application, account update or similar document. The words "we", "us", "our" and "Credit Union" mean Blaze Credit Union ("Blaze"). ("Account") means any one or more of your savings, money market, and checking/debit account(s) you have with us. ("Card") is any card or access device issued by Blaze to you or to those designated by you. Electronic funds transfers are electronically-initiated transfers of money from or to your account through the various services described below. By signing an application, or by accessing any service, each of you agree to the terms and conditions in this Agreement, and amendments thereto, and any other agreements that may govern your accounts. We may change this

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Electronic Funds Transfer Agreement & Disclosure
Electronic Funds Transfer Agreement • January 4th, 2022

This Agreement and Disclosure is made in compliance with federal law regulating electronic fund transfer (EFT) services. Electronic fund transfers are electronically initiated transfers of money involving an account at Central Pacific Bank. The following disclosures set forth your and our rights and responsibilities concerning the electronic fund transfers. In this Agreement, the words “you” and “your” mean those who sign as applicants or any authorized user(s). The words “we,” “us” and “our” mean Central Pacific Bank. The abbreviation “PIN” or word “code” means a personal identification number.

ISO # ACH ELECTRONIC FUNDS TRANSFER AGREEMENT MID #
Electronic Funds Transfer Agreement • July 6th, 2021

By this Electronic Funds Transfer Agreement (“Agreement”), between Secure Payment Systems, Inc. (“SPS”) and the undersigned (“Subscriber”), the parties mutually agree that this Agreementis effective on the later of 202 or the effective date of this Agreement and applies to those transactions transmitted by Subscriber to SPS for the initiation of electronic debits and credits to consumer and business demand deposit accounts resulting from legitimate business transactions properly authorized by the party to be debited or credited and conducted in compliance with all local, state, federal, and Uniform Commercial Code statutes.

Electronic Funds Transfer Agreement and Disclosure
Electronic Funds Transfer Agreement • October 27th, 2010 • Michigan

Michigan State University Federal Credit Union makes available to members various electronic funds transfer services, made possible by our advanced electronic data processing system. Some of these transfers are made by use of ATM, credit, or debit cards that we issue. Other transfers are made by use of a phone through the MoneyLine program; a check converted into an electronic debit; through ComputerLine — our account management system by use of a personal computer; or the MSUFCU Mobile app by use of an internet-enabled mobile device.

Contract
Electronic Funds Transfer Agreement • October 16th, 2019

This Electronic Funds Transfer Agreement (the “EFT Agreement”) applies to the electronic funds transfers made with respect to deposit accounts you maintain with Salisbury Bank and Trust Company for personal, family or household purposes. By requesting electronic funds transfer services or making or accepting electronic funds transfers, you agree to the terms and conditions of this EFT Agreement. You should read this EFT Agreement carefully to understand how our electronic funds transfer services work.

Electronic Funds Transfer Agreement & Disclosure
Electronic Funds Transfer Agreement • March 6th, 2022 • Maine

This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer ("EFT") services offered to you by Central Maine Credit Union ("Credit Union"). In this Agreement, the words "you" and "yours" mean those who sign the application or account card as ap- plicants, joint owners, or any authorized users. The words "we," "us," and "our" mean the Credit Union. The word "account" means any one or more savings and checking accounts you have with the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below. By signing an application or account card for EFT services, signing your Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services of- fered. Central Maine Federal Credit Union will pull credit before

ELECTRONIC FUNDS TRANSFER AGREEMENT and DISCLOSURE - REG E
Electronic Funds Transfer Agreement • August 23rd, 2023

This Electronic Funds Transfer Agreement and Disclosure ("Agreement") is the contract which governs the rights and responsibilities of both parties regarding electronic funds transfer services offered by us. "Account" means any one or more of your savings, money market, and checking account(s) you have with us. Electronic funds transfers are electronically-initiated transfers of money from or to your account through the various services described below. By signing an application or account card for EFT services, or by accessing any service, you agree to the terms and conditions in this Agreement, and amendments thereto, and any other agreements that may govern your accounts. We may refuse any transaction which would draw upon insufficient funds, lower an account below any required minimum balance, exceed a credit limit, or otherwise require us to increase our required reserve on an account.

Electronic Funds Transfer − Agreement Effective January 1, 2014
Electronic Funds Transfer Agreement • November 27th, 2022

This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning consumer electronic funds transfer (EFT) services as defined by the Electronic Fund Transfer Act (15 U.S.C. 1693, et seq) and Regulation E (12 CFR 205 et seq). Electronic Fund Transfers include all transfers resulting from automated teller machine (ATM) cards, point of sale (POS) debit cards, preauthorized transfers, telephone transfers, electronic check transactions, online banking and bill pay. By signing an application or account card for EFT services, signing your Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered. In this Agreement, the words “you” and

ELECTRONIC FUNDS TRANSFER AGREEMENT and DISCLOSURE - REG E
Electronic Funds Transfer Agreement • July 15th, 2021

This Electronic Funds Transfer Agreement and Disclosure ("Agreement") is the contract which governs the rights and responsibilities of both parties regarding electronic funds transfer services offered by us. ("Account" means any one or more of your savings, money market, and checking account(s) you have with us. Electronic funds transfers are electronically-initiated transfers of money from or to your account through the various services described below. By signing an application or account card for EFT services, or by accessing any service, you agree to the terms and conditions in this Agreement, and amendments thereto, and any other agreements that may govern your accounts. We may refuse any transaction which would draw upon insufficient funds, lower an account below any required minimum balance, exceed a credit limit, or otherwise require us to increase our required reserve on an account.

Electronic Funds Transfer Agreement and Disclosure (Regulation E)
Electronic Funds Transfer Agreement • April 12th, 2022

This Electronic Funds Transfer Agreement is the contract that covers your and our rights and responsibilities concerning the electronic funds transfer (EFT) services offered to you by Zing Credit Union (Credit Union). In this Agreement, the words “you” and “yours” mean those who sign the Membership Application as owners, joint owners or any authorized users. The words “we”, “us”, or “our” mean the Credit Union. The word “account” means any one or more share, savings, or checking accounts you have with the Credit Union. Electronic funds transfers are electronically initiated transfers of money as described below.

ACH CREDIT ELECTRONIC FUNDS TRANSFER AGREEMENT AND INSTRUCTIONS
Electronic Funds Transfer Agreement • October 8th, 2014

Effective September 1, 2004, the Louisville Metro Revenue Commission will begin to accept tax payments through Electronic Funds Transfer (EFT). These payments are processed through the Automated Clearing House (ACH) network. EFT greatly reduces the cost and time to generate and handle paper checks and allows for quicker and more accurate posting of tax payments.

Contract
Electronic Funds Transfer Agreement • May 14th, 2018 • Missouri
ELECTRONIC FUNDS TRANSFER AND AGREEMENT DISCLOSURE
Electronic Funds Transfer Agreement • February 28th, 2023 • Ohio
CommonWealth One Federal Credit Union
Electronic Funds Transfer Agreement • March 9th, 2023

This Electronic Funds Transfer Agreement and Disclosure ("Agreement") is the contract which governs the rights and responsibilities of both parties regarding electronic funds transfer services offered by us. ("Account" means any one or more of your savings, money market, and checking account(s) you have with us. Electronic funds transfers are electronically-initiated transfers of money from or to your account through the various services described below. By signing an application or account card for EFT services, or by accessing any service, you agree to the terms and conditions in this Agreement, and amendments thereto, and any other agreements that may govern your accounts. We may refuse any transaction which would draw upon insufficient funds, lower an account below any required minimum balance, exceed a credit limit, or otherwise require us to increase our required reserve on an account.

First Source Federal Credit Union4451 Commercial Drive New Hartford, NY 13413 (315) 735-8571(800) 735-8571 ELECTRONIC FUNDS TRANSFER AGREEMENT and DISCLOSURE - REG E
Electronic Funds Transfer Agreement • July 8th, 2022 • New York

This Electronic Funds Transfer Agreement and Disclosure, ("Agreement") is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer (EFT) services offered to you by First Source Federal Credit Union ("Credit Union "). In this agreement, the words "you" and "yours" mean those who sign the application or account card as applicants, joint owners, or any authorized users.

Contract
Electronic Funds Transfer Agreement • March 27th, 2015 • Maryland
Electronic Funds Transfer Agreement and Disclosure
Electronic Funds Transfer Agreement • January 3rd, 2020 • Texas

This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer (“EFT”) services offered to you by Temple-Inland Federal Credit Union (“Credit Union”). In this Agreement, the words “you” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more savings and checking accounts you have with the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below. By signing an application or account card for EFT services, signing your Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered.

BUSINESS ELECTRONIC FUNDS TRANSFER AGREEMENT
Electronic Funds Transfer Agreement • May 4th, 2022

In This Electronic Fund Transfer Agreement, certain words have a special meaning and are therefore defined. Those words are defined below.

Electronic Funds Transfer Agreement and Disclosure
Electronic Funds Transfer Agreement • January 5th, 2023 • Texas

This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer (“EFT”) services offered to you by Temple-Inland Federal Credit Union (“Credit Union”). In this Agreement, the words “you” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more savings and checking accounts you have with the Credit Union.

Contract
Electronic Funds Transfer Agreement • July 12th, 2021

This Electronic Funds Transfer Agreement and Disclosure ("Agreement") is the contract which governs the rights and responsibilities of both parties regarding electronic funds transfer services offered by us. "Account" means any one or more of your savings, cash management, and checking account(s) you have with us. Electronic funds transfers are electronically-initiated transfers of money from or to your account through the various services described below. By signing an application or account card for EFT services, or by accessing any service, you agree to the terms and conditions in this Agreement, and amendments thereto, and any other agreements that may govern your accounts. We may refuse any transaction which would draw upon insufficient funds, lower an account below any required minimum balance, exceed a credit limit, or otherwise require us to increase our required reserve on an account.

ELECTRONIC FUNDS TRANSFER AGREEMENT and DISCLOSURE - REG E
Electronic Funds Transfer Agreement • March 12th, 2024

This Electronic Funds Transfer Agreement and Disclosure ("Agreement") is the contract which governs the rights and responsibilities of both parties regarding electronic funds transfer services offered by us. ("Account" means any one or more of your share, money market, and share draft account(s) you have with us. Electronic funds transfers are electronically-initiated transfers of money from or to your account through the various services described below. By signing an application or account card for EFT services, or by accessing any service, you agree to the terms and conditions in this Agreement, and amendments thereto, and any other agreements that may govern your accounts. We may refuse any transaction which would draw upon insufficient funds, lower an account below any required minimum balance, exceed a credit limit, or otherwise require us to increase our required reserve on an account.

Regulation E Disclosure - DNB E-Z LINK Internet Banking Electronic Funds Transfer Agreement and Disclosures
Electronic Funds Transfer Agreement • June 2nd, 2022

This Agreement and Disclosure is made in compliance with federal law regulating electronic funds transfer (EFT) services. Electronic funds transfers are electronically initiated transfers of money involving an account at the Financial Institution. The following disclosures set forth you and our rights and responsibilities concerning the electronic funds transfers. In this Agreement, the words "you" and "your" mean those who sign as applicants or any authorized user(s). The words "we", "us" and "our" mean the Financial Institution. The word "code" means a User ID or Password.

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Contract
Electronic Funds Transfer Agreement • March 4th, 2021 • California

This Electronic Funds Transfer disclosure does not apply to any accounts other than consumer accounts, as defined by Regulation E.

Electronic Funds Transfer Agreement and Disclosure
Electronic Funds Transfer Agreement • January 8th, 2009 • New York

The Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer ("EFT") services offered to you by the Local 41 IBEW Federal Credit Union ("Credit Union"). In this Agreement, the words "you" and "yours" mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words "we," "us," and "our" mean the Credit Union. The word "account" means any one or more share and share draft account you have with the Credit Union. Electronic funds transfers are electronically initiated services described below. By signing your Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered.

CANADA ELECTRONIC FUNDS TRANSFER AGREEMENT MID #
Electronic Funds Transfer Agreement • July 20th, 2018

By this Electronic Funds Transfer Agreement (“Agreement”), between Secure Payment Systems, Inc. (“SPS”) and the undersigned (“Subscriber”) having Canadian Tax ID #

Clearwater Federal Credit Union (doing business as Clearwater Credit Union, hereafter "the credit union")
Electronic Funds Transfer Agreement • June 25th, 2020

This Electronic Funds Transfer Agreement and Disclosure ("Agreement") is the contract which governs the rights and responsibilities of both parties regarding electronic funds transfer services offered by us. "Account" means any one or more of your savings, money market, and checking account(s) you have with us. Electronic funds transfers are electronically-initiated transfers of money from or to your account through the various services described below. By signing an application or account card for EFT services, or by accessing any service, you agree to the terms and conditions in this Agreement, and amendments thereto, and any other agreements that may govern your accounts. We may refuse any transaction which would draw upon insufficient funds, lower an account below any required minimum balance, exceed a credit limit, or otherwise require us to increase our required reserve on an account.

ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE
Electronic Funds Transfer Agreement • October 27th, 2021

This Agreement and Disclosure is made in compliance with federal law regulating electronic funds transfer (EFT) services. Electronic funds transfers are electronically initiated transfers of money involving an account at the Financial Institution. The following disclosures set forth your and our rights and responsibilities concerning the electronic funds transfers. In this Agreement, the words "you" and "your" mean those who sign as applicants or any authorized user(s). The words "we", "us" and "our" mean the Financial Institution. The abbreviation "PIN" or word "code" means a personal identification number.

PO Box 100070Duluth, Georgia 30096-9370888.493.4328 ELECTRONIC FUNDS TRANSFER AGREEMENT and DISCLOSURE - REG E
Electronic Funds Transfer Agreement • March 12th, 2024

This Electronic Funds Transfer Agreement and Disclosure ("Agreement") is the contract which governs the rights and responsibilities of both parties regarding electronic funds transfer services offered by us. "Account" means any one or more of your savings, money market, and checking account(s) you have with us. Electronic funds transfers are electronically-initiated transfers of money from or to your account through the various services described below. By signing an application or account card for EFT services, or by accessing any service, you agree to the terms and conditions in this Agreement, and amendments thereto, and any other agreements that may govern your accounts. We may refuse any transaction which would draw upon insufficient funds, lower an account below any required minimum balance, exceed a credit limit, or otherwise require us to increase our required reserve on an account.

GNO ONLINE HOME BANKING DISCLOSURES AND AGREEMENT
Electronic Funds Transfer Agreement • July 19th, 2018 • Louisiana

This Electronic Funds Transfer Agreement is the contract which governs your and our rights and responsibilities concerning the online banking services offered to you by Greater New Orleans Federal Credit Union. In this agreement, the words “you” and “yours” mean those who sign the application or account cards as applicants, joint owners, or any authorized users. The words “we”, “us”, and “our” mean Greater New Orleans Federal Credit Union. The word “account” means any one or more share and share draft accounts you have with us.

Contract
Electronic Funds Transfer Agreement • April 26th, 2021
ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE
Electronic Funds Transfer Agreement • December 19th, 2012 • Wyoming

This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning the electronic funds transfer (“EFT”) services offered to you by ACPE Federal Credit Union (“Credit Union”). In this Agreement, the words “you” and “yours” mean those who sign the member account agreement as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more share and share draft accounts you have with the Credit Union. Electronic funds transfers are electronically initiated transfers of money from your account through the electronic funds transfer services described below. By signing an application or member account agreement for EFT services, signing your Card, or using any service, each of you, jointly and severally, agree to the terms and conditions in this Agreement and any amendments for the EFT services offered.

FAX: (540) 946-3212 • mydccu.com
Electronic Funds Transfer Agreement • March 12th, 2021

This Electronic Funds Transfer Agreement and Disclosure ("Agreement") is the contract which governs the rights and responsibilities of both parties regarding electronic funds transfer services offered by us. ("Account" means any one or more of your savings, money market, and checking account(s) you have with us). Electronic funds transfers are electronically-initiated transfers of money from or to your account through the various services described below. By signing an application or account card for EFT services, or by accessing any service, you agree to the terms and conditions in this Agreement, and amendments thereto, and any other agreements that may govern your accounts. We may refuse any transaction which would draw upon insufficient funds, lower an account below any required minimum balance, exceed a credit limit, or otherwise require us to increase our required reserve on an account.

Request for Electronic Funds Transfer
Electronic Funds Transfer Agreement • June 7th, 2012

As a convenience to me, I authorize Philadelphia American Life Insurance Company to withdraw funds from my account by check, draft, or automatic debit entry at the financial institution named below.

Electronic Funds Transfer Agreement
Electronic Funds Transfer Agreement • December 3rd, 2021

This Electronic Funds Transfer Agreement (the “EFT Agreement”) applies to the electronic funds transfers made with respect to deposit accounts you maintain with Salisbury Bank and Trust Company for personal, family or household purposes. By requesting electronic funds transfer services or making or accepting electronic funds transfers, you agree to the terms and conditions of this EFT Agreement. You should read this EFT Agreement carefully to understand how our electronic funds transfer services work.

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