Membership/Account Agreement Sample Contracts
Membership Account Agreement and DisclosuresMembership Account Agreement • August 17th, 2023 • South Carolina
Notice to Members: The laws and regulations governing the financial services we provide are complex. To insure your understanding of our relationship with you, we provide this detailed agreement which explains both your responsibilities and ours. Please read this document carefully, and feel free to ask any questions regarding these terms and conditions. Be sure to read the Agreement to ensure you understand the pledge of shares to the Credit Union. All owners of joint accounts pledge 100% of all shares to secure both individual and joint debts and obligations. Also, understand when services may be suspended or terminated.
Standard Contracts
Membership & Account AgreementMembership & Account Agreement • August 30th, 2024 • Arizona
This Agreement covers your and our rights and responsibilities concerning Accounts the Credit Union (Credit Union) otfers. In this Agreement, the words “you,” “your” and “yours” mean anyone who signs any account card, account change card, member service request, membership account document, or any other account opening document (Account Card), or for whom membership and/or service requests are approved through the Credit Union’s online application and authentication process. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more share or other accounts you have with the Credit Union. This Agreement applies to all accounts you have with us at this time and at any future time, and supersedes and replaces all prior agreements governing your account.
MEMBERSHIP/ACCOUNT AGREEMENTMembership/Account Agreement • February 5th, 2024 • Michigan
This is the Agreement (“Agreement”) between you (the member) and INTANDEM CREDIT UNION (“Credit Union”), a Credit Union, whose principal place of business is located at 1619 Plainfield Avenue NE, Grand Rapids, Michigan 49505 regarding your accounts with the Credit Union. By establishing an account with the Credit Union, you agree that this Agreement is a binding contract between you and the Credit Union. It includes and incorporates your Electronic Funds Transfer Agreement, Truth-in-Savings Disclosure, Funds Availability Disclosure, and other documents relevant to your account.
ContractMembership & Account Agreement • April 18th, 2022 • Texas
Membership Account AgreementMembership Account Agreement • August 1st, 2018 • Oregon
This is the contract between you and OnPoint Community Credit Union. When you become a member you agree to the terms and conditions described in this booklet. These terms and conditions apply whether the account is opened in person, by mail, by telephone, or electronically. Please read this Agreement carefully and keep it for your records.
Membership & Account AgreementMembership & Account Agreement • September 12th, 2024 • Washington
membership and accounts offered to you. In this agreement, the words “you” and “yours” mean those who sign the account application card (“account card”) or approve an electronic application. The words “we,” “us,” and “our” mean Cascade Federal Credit Union (Cascade FCU). The word “account” means any one or more deposit accounts you have with Cascade FCU.
MEMBERSHIP & ACCOUNT AGREEMENTMembership & Account Agreement • June 13th, 2023 • Oregon
1st Community Federal Credit Union Membership & Account Agreement and DisclosuresMembership & Account Agreement • June 30th, 2020 • Texas
effective April 24, 2020 – the text that is lined through is in reference to the Federal Reserve’s Regulation D which has been temporarily suspended
Membership & Account AgreementMembership & Account Agreement • February 23rd, 2022 • Oregon
Membership & Account AgreementMembership & Account Agreement • June 17th, 2020 • Oregon
This Agreement is the contract of deposit, which covers your and our rights and responsibilities concerning Membership and Account(s) offered to you. In this Agreement, the words “you” and yours” mean those who sign the Membership & Account Card (“Account Card”). The words “we,” “us,” and “our” mean Point West Credit Union (“Credit Union”). The word “account” means any one or more share or deposit accounts you have with the Credit Union.
Membership & Account Agreement for Northwest Community Credit UnionMembership & Account Agreement • April 1st, 2022 • Oregon
MEMBERSHIP ACCOUNT AGREEMENTMembership Account Agreement • January 31st, 2022 • Michigan
This is the Agreement between you, the member, and NORTHLAND AREA FEDERAL CREDIT UNION "NAFCU", or "Credit Union"), a Michigan Credit Union Corporation, regarding your account(s) with the Credit Union. By establishing an account with the Credit Union you agree that this Agreement is a binding contract between you and the Credit Union.
Saratoga Springs, NY 12866 (518) 581-1201 ext. 3900Membership Account Agreement • April 13th, 2021 • Pennsylvania
Membership & Account AgreementMembership & Account Agreement • August 11th, 2014 • Arizona
This Agreement covers your and our rights and responsibilities concerning Accounts the Credit Union (Credit Union) offers. In this Agreement, the words “you” and “yours” mean anyone who signs any membership account document (Account Card). The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more share or other accounts you have with the Credit Union. This Agreement applies to all accounts you have with us at this time and at any future time, and supersedes and replaces all prior agreements governing your account.
Penn State Federal Account Disclosures MEMBERSHIP & ACCOUNT AGREEMENTMembership & Account Agreement • October 6th, 2022
This agreement covers you, your rights and your responsibilities concerning accounts Penn State Federal Credit Union offers. In this Agreement, the words “you” and “yours” mean anyone who signs an Account Card. Reference to Account Card includes Paperless Account Card or Account Change Card. The words, “we,” “us,” and “our,” mean Penn State Federal Credit Union. The word “account” means any one or more share or other account(s) you have with us. Your account type(s) and ownership features are designated on your Account Card. By signing an Account Card, each of you, jointly and severally, agree to the terms and conditions in this Agreement, Account Card, the Funds Availability Policy Disclosure, Truth-in-Savings, Rate & Fee Schedule and any Account receipt accompanying this Agreement, our bylaws and policies, and any amendments to these documents from time to time which collectively govern your Membership and Account(s).
Included in this brochure • Membership & Account Agreement • Share Savings • Checking Accounts • Money Market Accounts • Preferred SavingsMembership & Account Agreement • January 24th, 2019 • Maryland
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents. In accordance with Section 326 of the USA PATRIOT Act, signed October 26, 2001, Lafayette Federal Credit Union is required to obtain a copy of the documents used in identifying our new account members and in identifying signatory individuals added to an existing or new account. In some cases, identification will berequested for those individuals banking with the Credit Union prior to the effective date of the member identification requirements because original documentation was not obtained with the opening of the account or the Credit Union is unable to form a
MEMBERSHIP / ACCOUNT AGREEMENT MICHIGAN EDUCATIONAL CREDIT UNIONMembership/Account Agreement • November 10th, 2023 • Michigan
Credit Union, of 9200 N. Haggerty Road, Plymouth, Michigan 48170, regarding your accounts with the Credit Union. By establishing an account with the Credit Union, you agree that this Agreement is a binding contract between you and the Credit Union.
MEMBERSHIP ACCOUNT AGREEMENT & DISCLOSURESMembership Account Agreement • June 19th, 2015 • Utah
Notice to Members: The laws and regulations governing the financial services we provide are complex. To insure your under- standing of our relationship with you, we provide this detailed agreement which explains both your responsibilities and ours.This Booklet and the Schedule of Rates, Balances and Fees explain the rules which govern your account(s) and account services with us. Please read this Booklet and the Schedule carefully and keep them in a safe and convenient place. Feel free to ask any ques- tions regarding the Booklet and Schedule. Your relationship with the Credit Union is also governed by state and federal laws, which may change from time to time. The body of law is too large and complex to be reproduced here. The purpose of this Booklet is to: (1) summarize the rules applicable to common transactions; (2) establish rules to govern transactions not regulated by state or federal law; (3) establish variations that will apply to certain rules, events or transactions as permi
MEMBERSHIP/ACCOUNT AGREEMENTMembership/Account Agreement • June 11th, 2024 • Michigan
This is the Agreement (“Agreement”) between you (the member) and JOURNEY FEDERAL CREDIT UNION (“Credit Union”), a Credit Union, whose principal place of business is located at 1200 Zeeb Drive, St. Johns, MI 48879-1150 regarding your accounts with the Credit Union. By establishing an account with the Credit Union, you agree that this Agreement is a binding contract between you and the Credit Union. It includes and incorporates your Electronic Funds Transfer Agreement; Funds Availability Disclosure, and other documents relevant to your account. This Agreement also incorporates your Truth in Savings Disclosure, which has been provided to you by way of a separate document.
MEMBERSHIP ACCOUNT AGREEMENT AND DISCLOSURESMembership Account Agreement • June 30th, 2020
Contents of this Agreement Pages Membership Agreement 2-30 Resolving Claims 31-32 Electronic Funds Transfers and Electronic Services Agreement and Disclosures 33-42 The Availability of Funds you Deposit with the Credit Union 43-47 Truth in Savings Act Disclosures 48-51
MEMBERSHIP & ACCOUNT AGREEMENTMembership & Account Agreement • March 4th, 2022 • Iowa
Email: lespfcu@lespfcu.org MEMBERSHIP ACCOUNT AGREEMENTMembership Account Agreement • June 15th, 2021 • New York
MEMBERSHIP & ACCOUNT AGREEMENTMembership & Account Agreement • May 13th, 2019
This Agreement covers your and our rights and responsibilities concerning accounts the Credit Union offers. In this Agreement, the words “you” and “yours” mean anyone who signs a Membership Application or Account Change Form. The words “we”, “us” and “our” mean the Credit Union. The word “account” means any one or more share or other accounts you have with the Credit Union.
MEMBERSHIP ACCOUNT AGREEMENT CHANGE IN TERMS NOTICEMembership Account Agreement • December 10th, 2024 • Oregon
This Agreement is governed by the following, as amended from time to time: the Credit Union's bylaws; local clearinghouse and other payment system rules; federal laws and regulations, including applicable principles of contract law; and the laws and regulations of the state of Oregon. As permitted by applicable law, you agree that any legal action regarding this Agreement, with the exception of disputes covered by arbitration, shall be brought in the county in which the Credit Union is headquartered.
Membership & Account AgreementMembership & Account Agreement • February 23rd, 2022
Providence Federal Credit Union has updated its Membership and Account Agreement effective May 2, 2022, to update and amend the terms for deposit accounts and electronic services and to provide for a Binding Arbitration and Class Action Waiver. The updated terms for deposit account and electronic services and the Binding Arbitration and Class Action Waiver terms apply to all of your consumer deposit accounts and electronic services. The enclosed Membership & Account Agreement reflects the maximum benefits provided to the entire membership and will ensure the best possible services to all members. Providence Federal Credit Union values your membership. For a full copy of the Membership & Account Agreement visit https://www.providencecu.org. Please retain the Membership and Account Agreement amendments for your records.
Holiday Saver ApplicationMembership Account Agreement • March 29th, 2012
Membership Account AgreementMembership Account Agreement • January 20th, 2016
ACCOUNT NUMBER New Member Existing Member Ownership Type:Single-Party AccountSingle-Party Account With Pay-on-Death Designation Multiple-Party Account With Right of SurvivorshipMultiple-Party With Right of Survivorship & POD Designation Other account type requiring special handling.Reason forspecial handling: Reason for Change: NAME & MAILING ADDRESS OF ACCOUNT MEMBER INFORMATION JOINT OWNER INFORMATION JOINT OWNER INFORMATION NAME: ADDRESS:(If Not The Same as Above) CITY ST ZIP(If Not The Same as Above) TIN/SOCIAL SECURITY #: DATE OF BIRTH: DRIVER LICENSE #: HOME PHONE #: WORK PHONE #: CELL PHONE #: MEMBER E-MAIL ADDRESS: MOTHERS MAIDEN NAME: EMPLOYER: SEG/ELIGIBILITY CODE: DESIGNATION OF PAY-ON-DEATH BENEFICIARY(IES)(Single Party And Multiple Party Accounts Only) NAME: RELATIONSHIP(REQUIRED): TIN/SOCIAL SECURITY # (REQUIRED): 1) 2) 3) By signing below, I (we) agree to the Credit Union bylaws and
Membership Account Agreement and DisclosuresMembership Account Agreement • December 30th, 2022
This Agreement is subject to Arbitration under the state laws as stated in the section, herein, titled “Resolving Claims” and The Federal Arbitration Act §9 USC 1 ET SEQ. in the section titled “Resolving Disputes through Binding Arbitration; Jury Waiver; Class Action Waiver”. This Section explains any opt-out rights you may have and steps to exercise such rights.
Membership & Account AgreementMembership & Account Agreement • January 12th, 2017 • Texas
This Agreement covers the rights and responsibilities concerning your accounts and the rights and responsibil- ities of Southwest Financial Federal Credit Union. In this Agreement, the words “you,” “your,” “party,” and “Owner” mean any person or entity who signs a Membership Ap- plication, or any other application in connection with the opening of any Account with Southwest Financial Fed- eral Credit Union, any such person or entity who main- tains an Account with us, or any other person or entity authorized to use or having access to any such Account. The words “we,” “us,” “our,” and “Credit Union” mean Southwest Financial Federal Credit Union.
MEMBERSHIP & ACCOUNT AGREEMENTMembership & Account Agreement • November 5th, 2008 • Massachusetts
This Membership and Account Agreement addresses the rights and responsibilities concerning Accounts the Credit Union offers to its members. In this Agreement, the words “I, “my”, “you,” “your” and “yours” mean anyone who signs an Account Card or Account Change Card. The words “we,” “us,” and “our” mean the Credit Union. The word “Account” means any one or more share or other Accounts you have with the Credit Union. Your Account type(s) and ownership features are designated on your Account Card. By signing an Account Card, each of you, jointly and severally, agree to the terms and conditions in this Agreement and Account Card, the Funds Availability Policy, Truth-in-Savings Disclosure Statement, Schedule of Fees, and any Account Receipt accompanying this Agreement, and the Credit Union’s Bylaws and policies, and any amendments to these documents from time to time which collectively govern your Membership and Accounts.
Meridian Trust Federal Credit Union Date: 05/14/2020Membership Account Agreement • May 14th, 2020
means the Signer signing the Membership Account Agreement, which includes agreement to the terms of, and acknowledge receipt of copy (ies) of, the following agreements or disclosures:
ContractMembership Account Agreement • December 2nd, 2013 • Michigan
NOTICE OF ARBITRATION PROVISION - This Agreement contains an Arbitration Provision which provides that you or the Credit Union may elect to have all disputes resolved by BINDING ARBITRATION INSTEAD OF IN COURT.
Membership & Account AgreementMembership & Account Agreement • July 29th, 2014 • Michigan
Membership and Account Agreement outlines the privileges and liabilities of both Birmingham Bloomfield Credit Union (BBCU) and our members regarding the accounts and services we offer. In this Agreement the words "we," "us," and "our" refer to BBCU. The words "you" and "your" mean any member of BBCU.
MEMBERSHIP & ACCOUNT AGREEMENTMembership & Account Agreement • September 30th, 2019 • Texas
This Membership and Account Agreement (the “Agreement”) contains the rules governing your accounts with A+ Federal Credit Union (the “Credit Union”) READ THIS AGREEMENT CAREFULLY. You may request a current copy of this Agreement by calling (512) 302-6800 or (800) 252-8148 or by writing to us at A+ Federal Credit Union, P.O. Box 14867, Austin, TX 78761.
MEMBERSHIP/ACCOUNT AGREEMENTMembership/Account Agreement • November 25th, 2015 • Michigan
This is the Agreement (“Agreement”) between you (the member) and DIVERSIFIED MEMBERS CREDIT UNION (“Credit Union”), a Credit Union, whose principal place of business is located at 1480 E. Jefferson Avenue, Detroit, Michigan 48207 regarding your accounts with the Credit Union. By establishing an account with the Credit Union, you agree that this Agreement is a binding contract between you and the Credit Union.
