Membership Agreements Sample Contracts

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...
Membership Agreements • July 24th, 2023

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean FAMILY FINANCIAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM Card or Debit MasterCard issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Audio Teller," whereas Our Personal Computer Account Access System is hereinafter referred to as “eBranch.” “E-Check” means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

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THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...
Membership Agreements • September 28th, 2018 • California

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean CAMINO FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any MasterMoney Debit Card or ATM Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "24 Hour Automated Phone Center," whereas “E-Check” means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

MEMBERSHIP AGREEMENTS
Membership Agreements • October 26th, 2021
WVLS Board of Trustees
Membership Agreements • November 10th, 2017

Note: New or priority activities to the plan are designated in bold print; November 2017 updates are designated in red bold print.

THE POLICE CREDIT UNION OF CALIFORNIA IMPORTANTAGREEMENTS AND DISCLOSURES
Membership Agreements • June 13th, 2022

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY AND WIRE TRANSFER AGREEMENT. PLEASE BE CERTAIN TO READ THESE AGREEMENTS AND DISCLOSURES CAREFULLY AND NOTIFY US AT

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...
Membership Agreements • August 2nd, 2021

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean FREEDOM NORTHWEST CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word “Card” means any Freedom Northwest VISA Debit Card, whereas Our Internet Account Access System is hereinafter referred to as "Online Banking," Our Mobile Internet Account Access System is hereinafter referred to as "Mobi le Banking" and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, AND FUNDS AVAILABILITY POLICY. PLEASE BE CERTAIN TO READ THESE AGREEMENTS AND...
Membership Agreements • March 11th, 2022 • Illinois

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our," "Credit Union" and the acronym ALEC mean ABBOTT LABORATORIES EMPLOYEES CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ALEC HSA Debit Card or ALEC VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Telephone Banking," whereas Our Personal Computer Account Access System is hereinafter referred to as "Online Banking," and Our Internet Enabled Mobile Online Banking System is hereinafter referred to as "Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, AND WIRE TRANSFER AGREEMENT. PLEASE BE CERTAIN TO READ...
Membership Agreements • March 7th, 2023 • New York

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our," and "Credit Union" mean CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any a ccount or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Automated Phone Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...
Membership Agreements • November 25th, 2010 • Colorado

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our," and "Credit Union" mean AVENTA CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Audio Account Access," whereas Our Personal Computer Account Access System is hereinafter referred to as "CUe-Branch" and Our Portable Account Access System is hereinafter referred to as "Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, SUBSTITUTE SHARE DRAFTS AND YOUR RIGHTS, WIRE TRANSFER...
Membership Agreements • August 10th, 2018

Throughout these Agreements and Disclosures, the references to “We,” “Us,” “Our” and “Credit Union” mean COBALT CREDIT UNION. The words “You” and “Your” mean each person applying for and/or using any of the services described herein. “Account” means any account or accounts established for You as set forth in these Agreements and Disclosures. The word “Card” means any ATM or Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as “C.U. By Phone” and Our Personal Computer Account Access System is hereinafter referred to as “C.U. At Home Online,” whereas “E-Check” means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...
Membership Agreements • August 25th, 2020

Throughout these Agreements And Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean DAYMET CREDIT UNION (a federally chartered credit union). The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements And Disclosures. . The word "Card" means any Automated Teller Machine (ATM) Card or Debit Mastercard issued to You by Us and any duplicates or renewals We may issue. Our audio response system is hereinafter referred to as "CU*Talk Telephone Teller," whereas Our Personal Computer Account Access System is hereinafter referred to as "It’s Me 247 Online Banking," Our text messaging account access system is hereinafter referred to as "Text Banking,” and Our Electronic Mobile Access system is hereinafter referred to as "DayMet Credit Union Mobile.” "E-Check" means any check which You authorize the payee to process electronically. For

AGREEMENTS AND DISCLOSURES
Membership Agreements • December 15th, 2023 • Nebraska
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, IMPORTANT INFORMATION ABOUT PROCEDURE[S] FOR OPENING A NEW ACCOUNT, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS...
Membership Agreements • March 3rd, 2023 • Colorado

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our," and "Credit Union" mean AIR ACADEMY FEDERAL CREDIT UNION, DBA AIR ACADEMY CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM or Debit MasterCard issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Voice Banking," whereas Our Personal Computer Account Access System and/or Mobile Computing Device Account Access System is hereinafter referred to as "Online/Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT AND PRIVACY POLICY DISCLOSURE....
Membership Agreements • October 24th, 2022 • California

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean FOOTHILL FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any MasterCard Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response system is hereinafter referred to as "Fast Teller," whereas Our Online Banking system is hereinafter referred to as "Foothill@home," and Our Mobile Internet Account Access System is hereinafter referred to as "Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint Accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, AND PRIVACY POLICY DISCLOSURE. PLEASE BE CERTAIN TO...
Membership Agreements • May 3rd, 2021 • Washington

Throughout these Agreements And Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean AVISTA CORP. CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any Account or Accounts established for You as set forth in these Agreements And Disclosures. The word "Card" means any MasterCard Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Telephone Transfers," whereas Our Internet Account Access System is hereinafter referred to as "CU Online Banking," and Our Mobile Internet Account Access System is hereinafter referred to as "Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint Accounts, read singular pronouns in the plural.

Contract
Membership Agreements • January 28th, 2021 • California
MEMBERSHIP AGREEMENTS
Membership Agreements • September 9th, 2022
We’re with you.
Membership Agreements • December 14th, 2015
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT AND PRIVACY POLICY DISCLOSURE...
Membership Agreements • August 22nd, 2016

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our," and "Credit Union" mean MONROE COUNTY COMMUNITY CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM Card or MasterCard Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "CU*Talk," whereas Our Personal Computer Account Access System is hereinafter referred to as "It's Me 247" and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...
Membership Agreements • September 26th, 2019

Throughout these Agreements and Disclosures, the references to "We", "Us", "Our" and "Credit Union" mean WHITE CROWN FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM Card or MasterCard Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "WC Dough", whereas Our Personal Computer Account Access System is hereinafter referred to as “NetTeller” and Our Bill Payment System is hereinafter referred to as “iPay”. “E-Check” means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT AND PRIVACY POLICY DISCLOSURE....
Membership Agreements • June 5th, 2019 • Pennsylvania

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean PHILADELPHIA FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM Card or Check Card issued to You by Us and any duplicates or renewals We may issue. Our 24-hour Phone Banking System is hereinafter referred to as "Teller Phone," Our 24-hour Internet Banking system is hereinafter referred to as "Teller Net," Our Electronic Bill Payer System is hereinafter referred to as "Electronic Bill Payer," Our Account To Account Transfer System is hereinafter referred to as "eTransfer," Our Mortgage Loan Information System is hereinafter referred to as "Mortgage Access," and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read s

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...
Membership Agreements • February 14th, 2018

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our," “PFFCU” and "Credit Union" mean POLICE AND FIRE FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any PFFCU Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "24-Hour Express Banker," whereas Our Internet Account Access System is hereinafter referred to as “Online Banking," Our Internet Remote Deposit System is hereinafter referred to as "Mobile Deposit" and “E-Check” means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

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THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT AND PRIVACY POLICY DISCLOSURE....
Membership Agreements • February 20th, 2021

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean PRINCE GEORGE'S COMMUNITY FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any Debit Card issued to You by Us and any duplicates or renewals We may issue. For joint accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...
Membership Agreements • March 1st, 2017

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean HORIZON UTAH FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any ATM Card or VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "CU*Talk," whereas Our Personal Computer Account Access System is hereinafter referred to as "It's Me 247." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

Contract
Membership Agreements • May 3rd, 2017 • Colorado
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...
Membership Agreements • June 27th, 2023

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean FREEDOM NORTHWEST CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word “Card” means any Freedom Northwest VISA Debit Card, whereas Our Internet Account Access System is hereinafter referred to as "Online Banking," Our Mobile Internet Account Access System is hereinafter referred to as "Mobile Banking" and "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY DISCLOSURE. PLEASE BE...
Membership Agreements • June 28th, 2023 • California

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our," and "Credit Union" mean SMW 104 FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any Account or Accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Personal Computer Account Access System is hereinafter referred to as “Online Banking," and Our Internet Enabled Mobile System is hereinafter referred to as "Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint Accounts, read singular pronouns in the plural.

MEMBERSHIP AGREEMENTS
Membership Agreements • September 7th, 2023
MEMBERSHIP AGREEMENTS
Membership Agreements • August 12th, 2019
THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, PRIVACY POLICY DISCLOSURE AND WIRE TRANSFER AGREEMENT....
Membership Agreements • April 8th, 2020 • California

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean SCHOOLS FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any VISA Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Touch Tone Teller," Our Personal Computer Account Access System is hereinafter referred to as "Home Banking," and Our Internet Enabled Mobile Banking System is hereinafter referred to as "Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...
Membership Agreements • June 17th, 2021

Throughout these Agreements And Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean DAYMET CREDIT UNION (a state-chartered credit union). The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements And Disclosures. The word "Card" means any Automated Teller Machine (ATM) Card or Debit Mastercard issued to You by Us and any duplicates or renewals We may issue. Our audio response system is hereinafter referred to as "CU*Talk Telephone Teller," whereas Our Personal Computer Account Access System is hereinafter referred to as "It’s Me 247 Online Banking," Our text messaging account access system is hereinafter referred to as "Text Banking,” and Our Electronic Mobile Access system is hereinafter referred to as "DayMet Credit Union Mobile.” "E-Check" means any check which You authorize the payee to process electronically. For joint

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, AND WIRE TRANSFER AGREEMENT. PLEASE BE CERTAIN TO READ...
Membership Agreements • August 26th, 2021 • Colorado

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean SPACE AGE FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any automated teller machine (ATM) Card or VISA Check Card issued to You by Us and any duplicates or renewals We may issue. Our Online Banking system is hereinafter referred to as "Internet Banking," and Our Mobile Online Banking system is hereinafter referred to as "Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint Accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT AND PRIVACY POLICY DISCLOSURE....
Membership Agreements • August 1st, 2013 • Michigan

Throughout these Agreements and Disclosures, the references to “we”, “us”, “our” and “Credit Union” mean OUR CREDIT UNION. The words “you” and “your” mean each person applying for and/or using any of the services described herein. “Account” means any account or accounts established for you as set forth in these Agreements and Disclosures. The word “card” means any ATM Card or MasterMoney Debit Card issued to you by us and any duplicates or renewals we may issue. Our Audio Response System is hereinafter referred to as “TOPS”, whereas Our Personal Computer Account Access System is hereinafter referred to as “Online Banking” and “E-Check” means any check which you authorize the payee to process electronically. For joint accounts, read singular pronouns in the plural.

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...
Membership Agreements • September 29th, 2023

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean DAYMET CREDIT UNION (a state-chartered credit union). The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any Automated Teller Machine (ATM) Card or Debit Mastercard issued to You by Us and any duplicates or renewals We may issue. Our audio response system is hereinafter referred to as "CU*Talk Telephone Teller," whereas Our Personal Computer Account Access System is hereinafter referred to as "It’s Me 247 Online Banking," Our text messaging account access system is hereinafter referred to as "Text Banking,” and Our Electronic Mobile Access system is hereinafter referred to as "DayMet Credit Union Mobile.” "E-Check" means any check which You authorize the payee to process electronically. For joint

THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT, AND PRIVACY POLICY...
Membership Agreements • March 20th, 2019 • Ohio

Throughout these Agreements And Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean BUCKEYE STATE CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any Account or Accounts established for You as set forth in these Agreements And Disclosures. The word "Card" means any Automated Teller Machine (ATM) Card or MasterMoney Check Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response System is hereinafter referred to as "Telephone Service," whereas Our Internet Account Access System is hereinafter referred to as "Electronic/PC Internet Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint Accounts, read singular pronouns in the plural.

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