Membership and Account Agreement Sample Contracts

MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • November 16th, 2021

This Agreement covers your rights and responsibilities concerning your accounts and the rights and responsibilities of the Credit Union providing this Agreement (Credit Union). In this Agreement, the words "you," "your," and "yours" mean anyone who signs an Account Card, Account Change Card, or any other account opening document (Account Card), or for whom membership and/or service requests are approved through the Credit Union's online application and authentication process. The words "we," "us," and "our" mean the Credit Union. The word "account" means anyone (1) or more share or other accounts you have with the Credit Union.

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Auburn University Credit Union
Membership and Account Agreement • March 1st, 2024
SeaTac, WA 98188
Membership and Account Agreement • March 29th, 2024 • Washington
University Federal Credit Union
Membership and Account Agreement • December 11th, 2023
Membership and Account Agreement
Membership and Account Agreement • December 31st, 2020 • Michigan

This Agreement covers your rights and responsibilities concerning your accounts and the rights and responsibilities of MICHIGAN ONE COMMUNITY CREDIT UNION (Credit Union). In this Agreement, the words “you,” “your,” and “yours” mean anyone who signs an Account Card, Account Change Card, or any other account opening document (Account Card), or for whom membership and/or service requests are approved through the Credit Union’s online application and authentication process. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one (1) or more share or other accounts you have with the Credit Union.

MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • July 1st, 2021 • New Jersey

This Agreement covers your rights and responsibilities concerning your accounts and the rights and responsibilities of Liberty Savings Federal Credit Union providing this Agreement (Credit Union). In this Agreement, the words “you,” “your,” and “yours” mean anyone who signs an Account Card, Account Change Card, or any other account opening document (Account Card), or for whom membership and/or service requests are approved through the Credit Union’s online application and authentication process. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more share or deposit accounts you have with the Credit Union.

Account Agreement and Disclosures
Membership and Account Agreement • October 27th, 2010 • Michigan
PO Box 48275
Membership and Account Agreement • April 11th, 2022 • Washington
MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • November 13th, 2023 • Texas

In this Membership and Account Agreement (“Agreement” or “Account Agreement”), the words "you," "your," and "Owner" mean any and all persons or entities who sign a Membership Application or any other application in connection with the opening of any Account with Amarillo Community Federal Credit Union, any such person or entity who maintains an Account with us, any Joint Owner, and any other person or entity authorized to use or having access to any such Account. The words "we," "us," "our," and "Credit Union" mean Amarillo Community Federal Credit Union.

iQ CREDIT UNION MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • June 30th, 2020 • Washington

This Agreement is the contract of deposit which covers your and our rights and responsibilities concerning Membership and Account(s) offered to you. In this Agreement, the words “you” and “yours” mean those who sign the Account Card or Account Change Card (“Account Card”). The words “we”, “us”, and “our” mean iQ Credit Union (“Credit Union”). The word “account” means any one or more share, savings, checking, or certificate accounts you have with the Credit Union.

MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • June 30th, 2021 • Michigan

This Agreement covers your rights and responsibilities concerning our accounts and the rights and responsibilities of the Credit Union providing this agreement (Credit Union). In this Agreement, the words “you”, “your”, and “yours” mean anyone

Dear Member:
Membership and Account Agreement • July 3rd, 2023 • Colorado

Elevations Credit Union’s (the “Credit Union”) Membership and Account Agreement (“Agreement”), Account Disclosure(s) and Fee Schedule(s) explain the rules which govern your account(s) and account services with us whether opened now or in the future. We may modify, change, add provisions, or add terms we deem necessary or in the best interests of the Credit Union, or amend the terms of this Agreement, the Fee Schedule(s) and Privacy Policy at any time, and any change will be immediately effective unless otherwise specifically required by applicable law. Please read carefully and keep in a safe and convenient place. This Agreement applies to new and existing relationships and replaces all prior agreements regarding your membership and account.

MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • August 1st, 2024 • Colorado

This Agreement covers your and our rights and responsibilities concerning accounts Westerra Credit Union (Credit Union) offers. In this Agreement, the words “you” and “yours” mean anyone who signs a Membership Application or Account Change Card (Account Card). The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more shares or other accounts you have with the Credit Union.

MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • March 15th, 2017 • Michigan

Credit Union whose principal place of business is located at 3797 Veterans Drive, Traverse City, MI 48684, regarding your accounts with the Credit Union. By establishing an account with the Credit Union, you agree that this Agreement is a binding contract between you and the Credit Union.

Membership and Account Agreement pgs 2-6
Membership and Account Agreement • January 17th, 2023

This Master Account Agreement and Disclosure (“Membership Booklet”) is the contract that covers your and our rights and responsibilities concerning Membership and Account(s) offered to you. In this Agreement, the words "you" and "yours" mean those who sign the Membership Application. The words "we," "us," and "our" mean Self-Help Credit Union, and its branches, divisions, or

Member Agreement and Disclosures
Membership and Account Agreement • April 8th, 2016 • Maine

This Agreement covers the rights and responsibilities concerning your Accounts and the rights and responsibilities of the credit union providing this agreement (credit union). In this Agreement, the words “you” and “yours” mean anyone who signs an Account Card or Account Change Card (account card or any other account opening document). The words “we,” “us,” and “our” mean the credit union. The word “account” means any one or more share or other accounts you have with the credit union.

Membership and Account Agreement
Membership and Account Agreement • October 27th, 2010 • Michigan

This Membership and Account Agreement outlines the privileges and liabilities of Michigan State University Federal Credit Union (MSUFCU) and our members regarding the accounts and services we offer. In this Agreement, the words “we,”“us,” and “our” refer to MSUFCU. The words “you” and “yours” mean any member of MSUFCU.

MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • August 17th, 2022

This Agreement covers the rights and responsibilities concerning your Accounts and the rights and responsibilities of the credit union providing this agreement (Credit Union). In this Agreement, the words “you” and “yours” mean anyone who signs an account card or account change card (Account Card). The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more share or other accounts you have with the Credit Union.

Membership and Account Agreement
Membership and Account Agreement • April 23rd, 2021 • Washington
Membership and Account Agreement
Membership and Account Agreement • September 24th, 2024 • Washington
This Membership and Account Agreement is accurate for May 24, 2023 and is subject to change at any time.
Membership and Account Agreement • February 15th, 2024 • Nebraska

The purpose of this booklet, the disclosures herein, and other disclosures provided to you is to inform you of the rules which govern your account(s) with Four Points Federal Credit Union. Continued use of your account(s) with the credit union after receipt of this booklet and all other disclosures provided means that you agree to these disclosures in whole and assume all rights and responsibilities predicated herein and otherwise provided to you.

NIAGARA’S CHOICE FEDERAL CREDIT UNION
Membership and Account Agreement • October 30th, 2023
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MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • March 14th, 2022 • Washington

This Agreement is the contract of deposit which covers your and our rights and responsibilities concerning Membership and Account(s) offered to you. In this Agreement, the words “you” and “yours” mean those who sign the Account Form or Account Change Form (“Account Form”). The words “we,” “us,” and “our” mean Verity Credit Union (“Credit Union”). The word “account” means any one or more accounts you have with the Credit Union.

MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • July 7th, 2023

This Agreement is subject to Arbitration under the state laws as stated in the section, herein, titled “Resolving Claims” and The Federal Arbitration Act §9 USC 1 ET SEQ. beginning on page 24. This Section explains any opt-out rights you may have and steps to exercise such rights.

Membership and Account Agreement
Membership and Account Agreement • November 25th, 2019

This agreement contains the terms and conditions that govern your membership including share, deposit, and certificate account(s) at Cyprus Federal Credit Union.

PO Box 100070Duluth, Georgia 30096-9370888.493.4328 MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • June 3rd, 2024 • Georgia

This agreement covers the rights and responsibilities of both parties concerning accounts we offer. In this agreement, the words "you" and "yours" mean anyone who signs a Membership and Account Application, Signature Card, Account Update or Change Card, or similar document (collectively referred to as "Signature Card"). The words "we," "us," and "our" mean Georgia United Credit Union or Credit Union. The word "account" means any one or more share or other accounts you have with us. The word "savings" means any share account you have with us. The word "checking" means any share draft account you have with us. “Overdraft Governance Documents” means our written overdraft policies and procedures, including the documents entitled, “What You Need to Know About Overdrafts and Overdraft Fees”, “Overdraft Protection Plans” and “Important Terms Regarding Overdrafts”.

Account Agreement
Membership and Account Agreement • December 14th, 2021
MEMBERSHIP AND ACCOUNT AGREEMENT DISCLOSURE
Membership and Account Agreement • March 31st, 2022

This Membership and Account Agreement Disclosure covers your and our rights and responsibilities concerning accounts Western Division Federal Credit Union (Credit Union) offers. In this Agreement, the words "you" and "yours" mean anyone who signs a Membership Application. The word “account” means any savings or other account you have with the Credit Union. Your account types(s) and ownership features are designated on your Membership Application.

Membership and Account Agreement
Membership and Account Agreement • February 1st, 2022 • Oklahoma

This Membership and Account Agreement (Agreement) covers the rights and responsibilities concerning your accounts and the rights and responsibilities of Western Sun Federal Credit Union, (credit union) providing this Agreement. In this Agreement, the words “you” and “yours” mean anyone who signs an Account Application or through the credit union's online application and authentication process. The words “we,” “us,” and “our” mean the credit union. The word “account” means any one or more share or other accounts you have with the credit union.

Membership and Account Agreement
Membership and Account Agreement • September 26th, 2016 • Puerto Rico

This Agreement covers your and our rights and responsibilities concerning Accounts that Caribe Federal Credit Union (sometimes referred to as “CFCU”, “Caribe Federal” or the “Credit Union”) offers. In this Agreement, the words "you" and "yours" mean anyone who signs the Membership Application and acceptance of terms in this Membership and Account Agreement (sometimes referred to as the “Agreement” or the “Master Membership Agreement”). The words "we", "us", and "our” means the Credit Union. The word "Account" means any one or more share or other accounts you have with the Credit Union.

Tongass Federal Credit Union2000 Tongass Avenue, Ketchikan, AK 99901907.225.9063• 800.960.8328 • www.tongassfcu.com Membership andAccount Agreement
Membership and Account Agreement • July 1st, 2020 • Alaska

This Agreement is the contract of deposit, which covers your and our rights and responsibilities concerning Membership and Account(s) offered to you. In this Agreement, the words "you" and "yours" mean those who sign the Account Card ("Account Card") or approve an electronic application. The words "we," "us," and "our" mean the Tongass Federal Credit Union ("Credit Union"). The word "account" means any one or more deposit accounts you have with the Credit Union.

THIS MEMBERSHIP AND ACCOUNT AGREEMENT DISCLOSURE COVERS THE RIGHTS AND RESPONSIBILITIES CONCERNING ACCOUNTS RIVERSIDE FEDERAL CREDIT UNION OFFERS. IN THIS AGREEMENT, THE WORDS “YOU” AND “YOURS” MEAN ANYONE WHO SIGNS A MEMBERSHIP APPLICATION. THE WORD...
Membership and Account Agreement • October 23rd, 2021

To join Riverside Federal Credit Union you must meet the membership requirements, including purchase and maintenance of at least one (1) share (“par value”) as set forth in Riverside Federal Credit Union’s Bylaws. To verify your eligibility for the accounts and services you request, you authorize us to check your account, credit and employment history and obtain reports from third parties, including credit-reporting agencies.

MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • August 15th, 2014

This Agreement covers the rights and responsibilities concerning your accounts and the rights and responsibilities of Cencap Federal Credit Union (“Credit Union”) providing this Agreement. In this Agreement, the words “you” and “yours” mean anyone who signs an Account Card or Account Change Card (Account Card or any other account opening document). The words “we”, “us”, and “our” mean the Credit Union. The word “account” means any one or more share or other accounts you have with the Credit Union.

MEMBERSHIP AND ACCOUNT AGREEMENT
Membership and Account Agreement • August 17th, 2021 • Utah

This Membership and Account Agreement (“Agreement”) covers the rights and responsibilities concerning your accounts and the rights and responsibilities of Deseret First Federal Credit Union (“DFCU” or “the credit union”). In this Agreement, the words “you” and “yours” mean anyone who signs a Membership and Savings Account Card, an Account Change Request or any other account opening document, all of which may be referred to as “Account Card”. The words “we”, “us” and “our” mean the credit union. The word “account” means any one (1) or more share, savings, checking or other financial services you have with the credit union.

Contract
Membership and Account Agreement • August 25th, 2022 • Texas

This Agreement covers your rights and responsibilities concerning your accounts and the rights and responsibilities of the Credit Union providing this Agreement (Credit Union). In this Agreement, the words “you,” “your,” and “yours” mean anyone who signs an Account Card, Account Change Card, or any other account opening document (Account Card), or for whom membership and/or service requests are approved through the Credit Union’s online application and authentication process. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means any one or more share or deposit accounts you have with the Credit Union.

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