Remote Deposit Capture Services Agreement Sample Contracts

REMOTE DEPOSIT CAPTURE SERVICES TERMS AND CONDITIONS
Remote Deposit Capture Services Agreement • June 5th, 2024

In this Disclosure and Agreement, the words “I,” “me,” “my,” “us” and “our” mean the (consumer or business) that applied for and/or uses any of the Remote Deposit Capture Services (the “Services”) described in this Disclosure and Agreement. The words “you,” “your,” and “yours” mean Common Trust Federal Credit Union. My Application for use of the Remote Deposit Capture Services, your notification of approval of my application, and my Common Trust Federal Credit Union Membership Account Agreement are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Application, your approval, or the Account Agreement, this Disclosure and Agreement will control.

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Class Act Federal Credit Union REMOTE DEPOSIT CAPTURE SERVICES TERMS AND CONDITIONS Effective: September 2014 Updated: September 2021
Remote Deposit Capture Services Agreement • September 30th, 2021 • Kentucky

In this Disclosure and Agreement, the words “I,” “me,” “my,” “us” and “our” mean the (consumer or business) that applied for and/or uses any of the Remote Deposit Capture Services (the “Services”) described in this Disclosure and Agreement. The words “you,” “your,” and “yours” mean Class Act Federal Credit Union (CAFCU). My Application for use of the Remote Deposit Capture Services, your notification of approval of my application, and my CAFCU’s Account Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Application, your approval, or the Account Agreement, this Disclosure and Agreement will control.

Remote Deposit Capture Services Agreement
Remote Deposit Capture Services Agreement • September 24th, 2020 • Colorado

This Remote Deposit Capture Services Agreement ("Agreement") contains the terms and conditions for the use of Remote Deposit Services that Elevations Credit Union ("Credit Union", "us," or "we") may provide to you ("you," "Member" or "User"). The word "Remote Deposit" or "Remote Deposit Service" means the remote check deposit capture services offered by the Credit Union through Elevations' mobile application and/or online banking service. The word "account" means any one or more deposit accounts you have with the Credit Union. By using the Remote Deposit Service or clicking the electronic signature "acceptance" below, Member and any joint owners or authorized users, jointly and severally, agree to the terms and conditions in this Agreement, and any amendments. Other agreements you have entered into with Credit Union, including your Membership and Account Agreement, as amended from time to time, are incorporated by reference and made a part of this Agreement.

P1FCU REMOTE DEPOSIT CAPTURE SERVICES AGREEMENT
Remote Deposit Capture Services Agreement • May 3rd, 2019 • Idaho

Potlatch No. 1 FinancialCredit Union (“Credit Union”, “P1FCU”) and the “Member”, defined below hereby enter into, as of the date the Credit Union grants access to the Services (the “Effective Date”), this Remote Deposit Capture Services Agreement (“Agreement”) consisting General Terms and Conditions, Exhibits, and any amendments attached hereto or hereafter by mutual consent of the parties, and incorporated by this reference.

Frontwave Credit Union REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT Effective: January 2022
Remote Deposit Capture Services Agreement • January 5th, 2022 • California

In this Disclosure and Agreement, the words “I,” “me,” “my,” “us” and “our” mean the member that applied for, and/or any person that uses, any of the Remote Deposit Capture (RDC) Services aka: Frontwave Mobile Deposit (the “Services”) described in this Disclosure and Agreement. The words “you,” “your,” and “yours” mean Frontwave Credit Union. My Application for use of the Services, your notification of approval of my application, and my Frontwave Credit Union Account Terms and Conditions Agreement (“Account Agreement) are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a conflict between this Disclosure and Agreement and my Application, your approval, or the Account Agreement, this Disclosure and Agreement will control.

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • June 27th, 2023

In this Disclosure and Agreement, the words "I," "me," "my," "us" and "our" mean the consumer or business that applied for and/or uses any of the Remote Deposit Capture Services ("RDCS") described in this Disclosure and Agreement. The words "you," "your," and "yours" mean Merrimack Valley CU. My Application for use RDCS, your notification of approval of my application, and my Merrimack Valley CU Account Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Application, your approval, or the Account Agreement, this Disclosure and Agreement will control.

Members Choice Credit Union
Remote Deposit Capture Services Agreement • January 14th, 2019 • Kentucky

In this Disclosure and Agreement, the words “I,” “me,” “my,” “us” and “our” mean the (consumer or business) that applied for and/or uses any of the Remote Deposit Capture Services (the “Services”) described in this

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • January 25th, 2018 • Colorado

In this Disclosure and Agreement, the words “I,” “me,” “my,” “us” and “our” mean the member or business that applied for and/or uses any of the DeposZip Remote Deposit Capture Services (the “Services”) described in this Disclosure and Agreement. The words “you,” “your,” “yours” and “RMLEFCU” means Rocky Mountain Law Enforcement Federal Credit Union. My Application for use of the DeposZip Remote Deposit Capture Service and your notification of approval of my application, and my Rocky Mountain Law Enforcement Law Enforcement Federal Credit Union Account Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Application, your approval, or the Account Agreement, this Disclosure and Agreement will control.

TERMS & CONDITIONS FOR USE OF REMOTE DEPOSIT CAPTURE SERVICE GENERAL TERMS
Remote Deposit Capture Services Agreement • February 7th, 2017 • Wisconsin

This Remote Deposit Capture Services Agreement (“Agreement”) is a contract between you and Sheboygan Area Credit Union (“SACU”) which establishes terms and conditions for the use of Mobile Deposit, SACU’s remote deposit capture services. In addition to this Agreement, the use of SACU’s remote deposit capture services is governed by your Deposit Account Contract and Electronic Fund Transfer Disclosures, and any other agreement between you and SACU.

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • July 11th, 2018 • Guam

In this Disclosure and Agreement, the words “ you,” “ your,” and “ yours” mean the consumer that applied for and/or uses any of the Remote Deposit Capture Services (the “ Services” ) described in this Disclosure and Agreement. The words “ we,” “ us,” and “ our” mean Coast360 Federal Credit Union. Your application for use of the Remote Deposit Capture Services, our notification of approval of your application, and your Coast360 Membership and Account Agreement are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and your Application, our approval, or the Membership and Account Agreement, this Disclosure and Agreement w ill control.

REMOTE DEPOSIT CAPTURE SERVICES TERMS AND CONDITIONS
Remote Deposit Capture Services Agreement • May 15th, 2019

This Remote Deposit Capture Services Disclosure and Agreement (“Agreement”) governs the use of Remote Deposit Capture Services (“RDC”, “RDC Services” or “Services”) offered by Baptist Health South Florida Federal Credit Union (“Credit Union”, “we”, “us”, “our”) to accountholders (“you”, “your” or “user”). By clicking “I Agree” when you register for our RDC Services and/or by using the RDC Services, you agree to the terms and conditions of this Agreement.

Remote Deposit Capture Services Disclosure and Agreement
Remote Deposit Capture Services Agreement • May 21st, 2019 • Florida

In this Disclosure and Agreement, the words “I,” “me,” “my” and “us” mean the member or business that uses any of the Remote Deposit Capture Services (the “RDCS”) described in this Disclosure and Agreement. ”Addition Financial” means Addition Financial Credit Union. My use of the "RDCS" and my acceptance of the Addition Financial "Important Account Information for Our Members" agreement and the "Deposit Availability Policy" are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and the Addition Financial "Important Account Information for Our Members" agreement and "Deposit Availability Policy", this Disclosure and Agreement will control.

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • October 16th, 2020 • New Hampshire

In this Disclosure and Agreement, the words "I", "me", "my", "us" and "our" mean the individual that applied for and/or uses any of the Remote Deposit Capture Services ("RDCS") described in this Disclosure and Agreement. The words "you," "your," and "yours" refer to Service Federal Credit Union "Service Credit Union". My Application for use of RDCS, your notification of approval of my application and Service Credit Union's Account Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy relating to RDCS between this Disclosure and Agreement and my Application or your approval, this Disclosure and Agreement will control.

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • December 14th, 2017 • Texas

In this Disclosure and Agreement, the words "you," "your" or "user," mean the (consumer or business) that applied for and/or uses any of the Remote Deposit Capture Services (the "Services") described in this Disclosure and Agreement. The words "Credit Human," "us," and "we" mean (Financial Institution). Your application for use of the Remote Deposit Capture Services, notification of approval of your application, and Credit Human Account Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and your Application, approval, or the Account Agreement, this Disclosure and Agreement will control. All other agreements you have entered into with Credit Human, including the Depository Agreement and Disclosures governing your Credit Human account, are incorporated by reference and made a part of this Agreement.

REMOTE DEPOSIT CAPTURE AGREEMENT
Remote Deposit Capture Services Agreement • July 6th, 2010 • Colorado

(“Bank”) and (“Customer”), and forms part of the deposit account agreement and disclosure for the account(s) of Customer (collectively, and the “Deposit Account Agreements”). In the event of conflicts between the terms of this Agreement and the terms of the Deposit Account Agreements, the terms of this Agreement shall control.

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • June 5th, 2018 • Indiana

In this Disclosure and Agreement, the words “you,” “your,” or “user,” mean (the member) who applied for and/or uses any of the Remote Deposit Capture Services (the “Services”) described in this Disclosure and Agreement. The words “FORUM,” “us,” and “we” mean (the Credit Union). Your application for use of the Remote Deposit Capture Services, notification of approval of your application, and FORUM Membership Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and your application, approval, or the Membership Agreement, this Disclosure and Agreement will control. All other agreements you have entered into with FORUM, including the Membership Agreement and Disclosures governing your FORUM account, are incorporated by reference and made a part of this Agreement.

Contract
Remote Deposit Capture Services Agreement • August 19th, 2020

In this Disclosure and Agreement, the words “I,” “me,” “my,” “us” and “our” mean the (member) that applied for and/or uses any of the Remote Deposit Capture Services (the “Services”) described in this Disclosure and Agreement. The words “you,” “your,” and “yours” mean Scient Federal Credit Union. My Application for use of the Remote Deposit Capture Services, your notification of approval of my application, and my Scient Federal Credit Union Account Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Application, your approval, or the Account Agreement, this Disclosure and Agreement will control.

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • June 22nd, 2017 • South Dakota

In this Disclosure and Agreement, the words “I,” “me,” “my,” “us” and “our” mean, the member that applied for and/or uses any of the Remote Deposit Capture Services (the “Services”) described in this Disclosure and Agreement. The words “you,” “your,” and “yours” mean Dakotaland Federal Credit Union (DFCU). The DFCU Membership Disclosure is hereby incorporated into and made a part of this Disclosure Agreement. In the event of a discrepancy between this Disclosure or the Account Agreement, this Disclosure and Agreement will control.

Effective: July 1, 2018
Remote Deposit Capture Services Agreement • January 13th, 2012 • District of Columbia

In this Disclosure and Agreement, the words “I,”“me,”“my,”“us” and “our” mean the (member) that applied for and/or uses any of the Remote Deposit Capture Services (the “Services”) described in this Disclosure and Agreement. The words “you,”“your,” and “yours” mean (AgFed). My request for use of the Remote Deposit Capture Services, your notification of approval of my request, and my (AgFed) (Account Agreement and Disclosures) are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Application, your approval, or the Account Agreement, this Disclosure and Agreement will govern.

REMOTE DEPOSIT CAPTURE (RDC) SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • August 26th, 2020 • New York

this Disclosure and Agreement. The words “you,” “your,” and “yours” mean Consumers Federal Credit Union (“Credit Union”). My Application for use of the RDC (Remote Deposit Capture Services), your notification of approval of my application, and my Credit Union Account Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Application, your approval, or the Account Agreement, this Disclosure and Agreement will control.

MISSION FEDERAL CREDIT UNION AGREEMENTS AND DISCLOSURES
Remote Deposit Capture Services Agreement • February 28th, 2013

In this Agreement and Disclosure, the words “I,” “me,” “my,” “us” and “our” refer to the member that uses any of Mission Fed Mobile Deposit - Remote Deposit Capture Services (the “Services”) described in this Agreement and Disclosure. The words “you,” “your,” and “Mission Fed” refer to Mission Federal Credit Union. The Mission Federal Credit Union Account Agreements and Disclosure (https://www.missionfed.com/disclosures) are hereby incorporated into and made a part of this Agreement and Disclosure. In the event of a discrepancy between this Agreement and Disclosure or the Account Agreement, this Agreement and Disclosure will control.

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • July 6th, 2020 • District of Columbia

In this Disclosure and Agreement, the words “I,” “me,” “my,” “us” and “our” mean the member that applied for and/or uses any of the Remote Deposit Capture (RDC) Services aka: Pepco Federal Credit Union Remote Deposit Capture (the “Services”) described in this Disclosure and Agreement. My Pepco Federal Credit Union Membership & Account Agreement is hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Pepco Federal Credit Union Membership & Account Agreement, this Disclosure and Agreement will control.

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WUHEFCU Remote Deposit Capture Services Agreement
Remote Deposit Capture Services Agreement • June 21st, 2016 • New York

This Agreement contains the terms and conditions for the use of the Winthrop-University Hospital Employees Federal Credit Union (WUHEFCU) remote deposit capture services that WUHEFCU may provide to you (“you” or “User”). Other agreements you have entered into with WUHEFCU, including all Disclosures governing your WUHEFCU account, are incorporated by reference and made a part of this Agreement.

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • July 11th, 2013 • Texas

In this Disclosure and Agreement, the words “you,” “your” or “user,” mean the (consumer or business) that applied for and/or uses any of the Remote Deposit Capture Services (the “Services”) described in this Disclosure and Agreement. The words “SACU,” “us,” and “we” mean (Financial Institution). Your application for use of the Remote Deposit Capture Services, notification of approval of your application, and SACU Account Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and your Application, approval, or the Account Agreement, this Disclosure and Agreement will control. All other agreements you have entered into with SACU, including the Depository Agreement and Disclosures governing your SACU account, are incorporated by reference and made a part of this Agreement.

CORNERSTONE COMMUNITY FEDERAL CREDIT UNION SNAP DEPOSIT - REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • June 29th, 2018 • New York

In this Disclosure and Agreement, the words "I," "me," "my," "us" and "our" mean the Member that applied for and/or uses any of the SnapDeposit - Remote Deposit Capture Services (the "Services") described in this Disclosure and Agreement. The words "you," "your," and "yours" mean Cornerstone Community Federal Credit Union (Cornerstone CFCU). My Application for use of the SnapDeposit - Remote Deposit Capture Services, your notification of approval of my application, and my Cornerstone CFCU Electronic Funds Transfer (EFT) Agreement and Disclosure (located at http://www.cornerstonecommunityfcu.org/eft-agreement-disclosure/) are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Application, your approval, the EFT Agreement or the Account Agreement, this Disclosure and Agreement will control.

Remote Deposit Capture Services Agreement
Remote Deposit Capture Services Agreement • June 11th, 2020 • Washington
Access Deposit - Remote Deposit Capture Services DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • February 9th, 2016 • California

In this Disclosure and Agreement, the words “I,” “me,” “my,” “us” and “our” mean the member that applied for and/or uses any of the Access Deposit - Remote Deposit Capture Services (the “Services”) described in this Disclosure and Agreement. The words “you,” “your,” and “yours” mean Solano First Federal Credit Union. The Solano First Federal Credit Union Account Agreement and Truth-In-Savings Disclosure (http://www.solanofirst.com/custom/fi/solanofirst/fb/disclosure/Account-Agreement-and-Truth-in- Savings.pdf) is hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement or the Account Agreement, this Disclosure and Agreement will control.

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • February 5th, 2013 • Oregon

This Agreement governs the use of Remote Deposit Capture Services offered through Unitus Community Credit Union (“Unitus”, “Credit Union”, “we”, “our”, “us”) by members (“you”, “your” or “User”). Your Application for use of the Remote Deposit Capture Services, our notification of approval of your application, and your Unitus Membership and Account Agreement are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and your Application, our approval, or the Membership and Account Agreement, this Disclosure and Agreement will control. Your share/deposit accounts are governed by the terms of the Unitus Account Agreement and Disclosures.

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • June 15th, 2021 • California

In this Remote Deposit Capture Services Disclosure and Agreement (“Disclosure and Agreement”), the words “I,” “me,” “my,” “us” and “our” mean the person that applied for and/or uses any of the Remote Deposit Capture Services (the “Services”) described in this Disclosure and Agreement to remotely deposit checks. The words “you,” “your,” and “yours” mean ALTURA CREDIT UNION. My Altura Credit Union About Your Credit Union Deposit Accounts (the “Account Agreement”) is hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Account Agreement, this Disclosure and Agreement will control.

REMOTE DEPOSIT CAPTURE (DeposZip) SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • December 29th, 2008 • Massachusetts

In this Disclosure and Agreement, the words “I,” “me,” “my,” “us” and “our” mean the (consumer/member) that applied for and/or uses any of the DeposZip (Remote Deposit Capture Services) (the “Services”) described in this Disclosure and Agreement. The words “you,” “your,” and “yours” mean MassMutual Federal Credit Union (the “Credit Union” or “MMFCU”). My Application for use of the DeposZip (Remote Deposit Capture Services), your notification of approval of my application, and my Credit Union MassMutual Federal Credit Union Account Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Application, your approval, or the Account Agreement, this Disclosure and Agreement will control.

REMOTE DEPOSIT CAPTURE (RDC) SERVICES AGREEMENT TERMS AND CONDITIONS
Remote Deposit Capture Services Agreement • November 1st, 2019 • New York

This Remote Deposit Capture (RDC) Services Agreement ("Agreement") contains the terms and conditions for the use of this service and is entered into between Hudson Valley Credit Union ("Hudson Valley CU", “us”, “our”, or “we”) and its members ("Member", “you” or “your”) , and forms part of the Truth in Savings Disclosure and Account Agreement for the account(s) of Member (collectively, the "Account Agreements").

Foothill Federal Credit Union Mobile Check Deposit - REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • February 12th, 2021 • California

In this Disclosure and Agreement, the words “I,” “me,” “my,” “us” and “our” mean the member that applied for and/or uses any of the Mobile Check Deposit - Remote Deposit Capture Services (the “Services”) described in this Disclosure and Agreement. The words “you,” “your,” and “yours” mean Foothill Federal Credit Union. My Application for use of the Remote Deposit Capture Services, your notification of approval of my application, and my Foothill Federal Credit Union Electronic Services Disclosure is hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement or the Account Agreement, this Disclosure and Agreement will control.

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • August 22nd, 2013 • Massachusetts

In this Disclosure and Agreement, the words "I," "me," "my," "us" and "our" mean the (consumer/member) that applied for and/or uses any of the Remote Deposit Capture Services (the "Services") described in this Disclosure and Agreement. The words "you," "your," and "yours" mean MassMutual Federal Credit Union (the "Credit Union" or "MMFCU"). My Application for use of the Remote Deposit Capture Services, your notification of approval of my application, and MMFCU Account Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Application, your approval, or the Account Agreement, this Disclosure and Agreement will control.

REMOTE DEPOSIT CAPTURE SERVICES DISCLOSURE AND AGREEMENT
Remote Deposit Capture Services Agreement • October 2nd, 2014 • Texas

In this Disclosure and Agreement, the words “you,” “your,” or “user,” mean (the consumer) who applied for and/or uses any of the Remote Deposit Capture Services (the “Services”) described in this Disclosure and Agreement. The words “GO FCU,” “us,” and “we” mean (the Credit Union). Your application for use of the Remote Deposit Capture Services, notification of approval of your application, and GO FCU Account Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and your Application, approval, or the Account Agreement, this Disclosure and Agreement will control. All other agreements you have entered into with GO FCU, including the Depository Agreement and Disclosures governing your GO FCU account, are incorporated by reference and made a part of this Agreement.

REMOTE DEPOSIT CAPTURE SERVICES TERMS AND CONDITIONS
Remote Deposit Capture Services Agreement • February 2nd, 2021 • Kansas

In this Disclosure and Agreement, the words “I” ,”me”, “my”, “us” and “our” mean the (consumer or business) that applied for and/or uses any of the Remote Deposit Capture Services (the Services) described in this Disclosure and Agreement. The words “you”, “your”, and “yours” mean (Financial Institution). My Application for use of the Remote Deposit Capture Services, your notification of approval of my application, and Carson Bank Account Agreement and Disclosures are hereby incorporated into and made a part of this Disclosure and Agreement. In the event of a discrepancy between this Disclosure and Agreement and my Application, your approval, or the Account Agreement, this Disclosure and Agreement will control.

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